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				UNITED STATES
		     SECURITIES AND EXCHANGE COMMISSION
			  Washington, D. C.   20549

				  FORM 8-K

			       CURRENT REPORT
		     Pursuant to Section 13 or 15(d) of
		    The Securities Exchange Act of 1934

     Date of Report (Date of earliest event reported) November 2, 2004
						      ----------------

			    OHIO CASUALTY CORPORATION
	   (Exact name of registrant as specified in its charter)

	   OHIO                      0-5544                    31-0783294
(State or other jurisdiction      (Commission                (IRS Employer
      of incorporation)           File Number)             Identification No.)

		   9450 Seward Road, Fairfield, Ohio     45014
	      (Address of principal executive offices) (Zip Code)

				 (513) 603-2400
	       (Registrant's telephone number, including area code)

				 Not Applicable
	   (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act
      (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule l4a-12 under the Exchange Act
      (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))




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ITEM 2.02.  Results of Operations and Financial Condition
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(a)  On November 2, 2004, Ohio Casualty Corporation (the "Corporation") issued
     a press release announcing its earnings for the third quarter ended
     September 30, 2004.  The Corporation also issued on November 2, 2004
     certain Supplemental Financial Information with respect to its earnings
     for the third quarter ended September 30, 2004.  The press release and
     the Supplemental Financial Information were posted on the Corporation's
     website at http://www.ocas.com and are attached hereto as Exhibits 99.1
     and 99.2, respectively, and hereby incorporated by reference.


ITEM 9.01.  Financial Statements and Exhibits.
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(c)  Exhibits

     Exhibit No.     Description
     ----------      -----------
	99.1         Press release dated November 2, 2004 issued by Ohio
		     Casualty Corporation and posted on the Corporation's
		     website at http://www.ocas.com.

	99.2         Supplemental Financial Information issued by Ohio
		     Casualty Corporation on November 2, 2004 and posted on
		     the Corporation's website at http://www.ocas.com.





				  SIGNATURE

	Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



					OHIO CASUALTY CORPORATION
					-------------------------
					       (Registrant)






November 2, 2004                        /s/Debra K. Crane
					--------------------------------------
					Debra K. Crane, Senior Vice President,
					 General Counsel and Secretary




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			       Exhibit Index
			       -------------


			 Current Report on Form 8-K
			   Dated November 2, 2004


Exhibit No.     Description
- ----------      -----------

   99.1         Press release dated November 2, 2004 issued by Ohio
		Casualty Corporation and posted on the Corporation's
		website at http://www.ocas.com.

   99.2         Supplemental Financial Information issued by Ohio Casualty
		Corporation on November 2, 2004 and posted on the Corporation's
		website at http://www.ocas.com.





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