Exhibit 21 SUBSIDIARIES* OF ORION CAPITAL CORPORATION State or Other Jurisdiction Subsidiary of Incorporation - ------------ ----------------- Clarke & Towner, Inc. Connecticut Connecticut Specialty Group, Inc. Connecticut Connecticut Specialty Insurance Company Connecticut Connecticut Specialty Insurance Group, Inc. Connecticut Design Professionals Administration Corporation California Design Professionals Insurance Company Connecticut Dimock & Associates, Inc. Insurance Brokers California DPIC Companies, Inc. California DPIC Management Services Corp. Connecticut EBI Companies, Inc. Connecticut EBI Consulting Services, Inc. California EBI Indemnity Company Connecticut EFC Property Management, Inc. California Employee Benefits Insurance Company Connecticut Independent Financial Planners Corporation New Jersey Jabawwat, Inc. Delaware Wm. H. McGee & Co., Inc. New York Wm. H. McGee & Co. (Bermuda) Ltd Bermuda Wm. H. McGee & Co. of Canada, Ltd. Canada Wm. H. McGee & Co. of Puerto Rico, Inc. Puerto Rico Wm. H. McGee Services, Inc. New York Nations' Care, Inc. Connecticut Orion Capital Companies, Inc. Connecticut Orion Properties Corporation Delaware Peninsula Excess Insurance Brokers, Inc. California Security Insurance Company of Hartford Connecticut Security Insurance Company (U.K.) Limited United Kingdom SecurityRe, Inc. Connecticut Security Reinsurance Company Connecticut Security Warranty Association of Florida, Inc. Florida The Connecticut Indemnity Company Connecticut The Fire and Casualty Insurance Company of Connecticut Connecticut - -------------------------------------------------------------------------------- *The listed subsidiaries are wholly-owned by Orion Capital Corporation (the "Company") as of December 31, 1996. The Company owns 81% of Guaranty National Corporation of Englewood, Colorado and 24.8% of Intercargo Corporation of Schaumburg, Illinois.