EXHIBIT 21 SUBSIDIARIES OF ORION CAPITAL CORPORATION State or Other Jurisdiction Subsidiary Of Incorporation - ---------- ---------------- Auto Insurance Centers, Inc. Nevada Carolina American Insurance Company South Carolina Clarke & Towner, Inc. Connecticut Colorado Casualty Insurance Company Colorado Connecticut Specialty Group, Inc. Connecticut Connecticut Specialty Insurance Company Connecticut Connecticut Specialty Insurance Group, Inc. Connecticut Design Professionals Administration Corporation California Design Professionals Insurance Company Connecticut Dimock & Associates, Inc. Insurance Brokers California DPIC Companies, Inc. California DPIC Management Services Corp. Connecticut EBI Companies, Inc. Connecticut EBI Consulting Services, Inc. California EBI Indemnity Company Connecticut EFC Property Management, Inc. California Employee Benefits Insurance Company Connecticut Guaranty National Corporation Colorado Guaranty National Insurance Company Colorado Guaranty National Insurance Company of California California Guaranty National Warranty Services Company Colorado Independent Financial Planners Corporation New Jersey Intercon General Agency, Inc. Texas Jabawwat, Inc. Delaware Landmark American Insurance Company Oklahoma Wm. H. McGee & Co., Inc. New York Wm. H. McGee & Co., (Bermuda) Ltd. Bermuda Wm. H. McGee & Co., of Canada, Ltd. Canada Wm. H. McGee & Co., of Puerto Rico, Inc. Puerto Rico Wm. H. McGee Services, Inc. New York Nations' Care, Inc. Connecticut Orion Capital Companies, Inc. Connecticut Orion Properties Corporation Delaware Peak Property and Casualty Insurance Corporation Colorado Peninsula Excess Insurance Brokers, Inc. California Security Insurance Company of Hartford Connecticut Security Insurance Company (UK) Limited United Kingdom SecurityRe, Inc. Connecticut Security Reinsurance Company Connecticut Security Warranty Association of Florida, Inc. Florida The Connecticut Indemnity Company Connecticut The Fire and Casualty Insurance Company of Conn. Connecticut Unisun Insurance Company South Carolina Viking Insurance Company of Wisconsin Wisconsin Viking Insurance Holdings, Inc. Delaware Viking County Mutual Insurance Company Texas Viking General Agency, Inc. Texas *The listed subsidiaries are wholly-owned by Orion Capital Corporation as of December 31, 1997. The Company owns 24.7% of Intercargo Corporation of Schaumburg, Illinois.