<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEET AND THE UNAUDITED STATEMENT OF
CONSOLIDATED INCOME AND RETAINED EARNINGS AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STAEMENTS.
</LEGEND>
<MULTIPLIER>  1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<DEBT-HELD-FOR-SALE>                         9,492,905
<DEBT-CARRYING-VALUE>                        1,962,046
<DEBT-MARKET-VALUE>                          1,863,501
<EQUITIES>                                     914,610
<MORTGAGE>                                     413,476
<REAL-ESTATE>                                  473,357
<TOTAL-INVEST>                              13,399,766
<CASH>                                          47,347
<RECOVER-REINSURE>                              20,587
<DEFERRED-ACQUISITION>                         385,663
<TOTAL-ASSETS>                              15,805,235
<POLICY-LOSSES>                              2,268,454
<UNEARNED-PREMIUMS>                            889,443
<POLICY-OTHER>                                 155,793
<POLICY-HOLDER-FUNDS>                        7,759,103
<NOTES-PAYABLE>                                951,552
<COMMON>                                       210,657
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                   2,714,431
<TOTAL-LIABILITY-AND-EQUITY>                15,805,235
<PREMIUMS>                                   1,727,207
<INVESTMENT-INCOME>                            735,927
<INVESTMENT-GAINS>                              24,983
<OTHER-INCOME>                                 136,087
<BENEFITS>                                   1,646,327
<UNDERWRITING-AMORTIZATION>                    293,615
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                267,404
<INCOME-TAX>                                    48,817
<INCOME-CONTINUING>                            218,587
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   218,587
<EPS-PRIMARY>                                     3.47
<EPS-DILUTED>                                     3.47
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
Reinsurance Recoverable in the financial data schedule above is the amount
recoverable on paid losses.  Reinsurance Recoverables in the Consolidated
Balance Sheet($206,847) includes amounts recoverable on paid and unpaid losses.