<ARTICLE>  7
<RESTATED>
<MULTIPLIER>  1,000,000

                                                    
<PERIOD-TYPE>                      YEAR            YEAR            YEAR
<FISCAL-YEAR-END>           DEC-31-1999     DEC-31-1998     DEC-31-1997
<PERIOD-END>                DEC-31-1999     DEC-31-1998     DEC-31-1997
<DEBT-HELD-FOR-SALE>             19,329          20,444          20,252
<DEBT-CARRYING-VALUE>                 0               0               0
<DEBT-MARKET-VALUE>                   0               0               0
<EQUITIES>                        1,618           1,259           1,052
<MORTGAGE>                          582             629             641
<REAL-ESTATE>                       922             878             985
<TOTAL-INVEST>                   26,207          26,498          25,252
<CASH>                              165             146             136
<RECOVER-REINSURE>                  195             157             128
<DEFERRED-ACQUISITION>              959             878             845
<TOTAL-ASSETS>                   38,873          37,864          36,887
<POLICY-LOSSES>                  22,819          22,328          21,669
<UNEARNED-PREMIUMS>               3,118           3,092           3,374
<POLICY-OTHER>                        0               0               0
<POLICY-HOLDER-FUNDS>                 0               0               0
<NOTES-PAYABLE>                   1,466           1,260           1,304
<PREFERRED-MANDATORY>               425             503             503
<PREFERRED>                          24              15              17
<COMMON>                          2,079           2,128           2,057
<OTHER-SE>                        4,369           4,493           4,534
<TOTAL-LIABILITY-AND-EQUITY>     38,873          37,864          36,887
<PREMIUMS>                        5,290           5,553           5,996
<INVESTMENT-INCOME>               1,557           1,571           1,573
<INVESTMENT-GAINS>                  277             201             423
<OTHER-INCOME>                      445             383             316
<BENEFITS>                        4,087           4,738           4,366
<UNDERWRITING-AMORTIZATION>       1,325           1,487           1,487
<UNDERWRITING-OTHER>              1,140           1,363           1,022
<INCOME-PRETAX>                   1,017             120           1,433
<INCOME-TAX>                        238             (79)            371
<INCOME-CONTINUING>                 779             199           1,062
<DISCONTINUED>                       85            (110)           (133)
<EXTRAORDINARY>                       0               0               0
<CHANGES>                           (30)              0               0
<NET-INCOME>                        834              89             929
<EPS-BASIC>                        3.61            0.33            3.97
<EPS-DILUTED>                      3.41            0.32            3.69
<RESERVE-OPEN>                   18,186          17,853          17,582
<PROVISION-CURRENT>               3,928           4,682           4,805
<PROVISION-PRIOR>                  (208)           (217)           (716)
<PAYMENTS-CURRENT>                  959           1,136           1,065
<PAYMENTS-PRIOR>                  3,411           3,245           3,025
<RESERVE-CLOSE>                  17,934          18,186          17,853
<CUMULATIVE-DEFICIENCY>               0             353             424