<ARTICLE> 7 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <PERIOD-END> MAR-31-1997 MAR-31-1996 MAR-31-1995 <DEBT-HELD-FOR-SALE> 11,772,252 10,335,291 9,066,702 <DEBT-CARRYING-VALUE> 0 0 0 <DEBT-MARKET-VALUE> 0 0 0 <EQUITIES> 850,997 746,635 588,355 <MORTGAGE> 0 0 0 <REAL-ESTATE> 729,257 607,987 613,867 <TOTAL-INVEST> 14,134,846 12,674,332 11,244,812 <CASH> 38,383 29,134 13,264 <RECOVER-REINSURE> 84,258 94,851 106,650 <DEFERRED-ACQUISITION> 393,424 361,063 320,388 <TOTAL-ASSETS> 20,389,752 18,339,862 16,532,716 <POLICY-LOSSES> 11,679,590 10,276,100 9,555,780 <UNEARNED-PREMIUMS> 2,397,437 2,217,602 2,071,324 <POLICY-OTHER> 0 0 0 <POLICY-HOLDER-FUNDS> 0 0 0 <NOTES-PAYABLE> 707,588 664,975 621,861 <PREFERRED-MANDATORY> 207,000 207,000 0 <PREFERRED> 18,732 13,265 8,120 <COMMON> 487,557 462,893 449,863 <OTHER-SE> 3,397,274 3,216,151 2,558,938 <TOTAL-LIABILITY-AND-EQUITY> 20,389,752 18,339,862 16,532,716 <PREMIUMS> 1,171,453 1,030,576 946,070 <INVESTMENT-INCOME> 218,662 192,379 179,409 <INVESTMENT-GAINS> 95,592 47,920 2,977 <OTHER-INCOME> 71,496 59,016 64,299 <BENEFITS> 868,878 755,460 680,439 <UNDERWRITING-AMORTIZATION> 254,760 230,488 207,694 <UNDERWRITING-OTHER> 188,355 166,455 141,845 <INCOME-PRETAX> 245,210 177,488 162,777 <INCOME-TAX> 52,911 33,077 35,393 <INCOME-CONTINUING> 192,299 144,411 127,384 <DISCONTINUED> (67,750) (15,590) (16,788) <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 124,549 128,821 110,596 <EPS-PRIMARY> 1.44 1.49 1.27 <EPS-DILUTED> 1.37 1.40 1.23 <RESERVE-OPEN> 0 0 0 <PROVISION-CURRENT> 0 0 0 <PROVISION-PRIOR> 0 0 0 <PAYMENTS-CURRENT> 0 0 0 <PAYMENTS-PRIOR> 0 0 0 <RESERVE-CLOSE> 0 0 0 <CUMULATIVE-DEFICIENCY> 0 0 0