<ARTICLE> 7 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS 9-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <PERIOD-END> SEP-30-1997 SEP-30-1996 SEP-30-1995 <DEBT-HELD-FOR-SALE> 12,295,571 11,581,950 9,916,552 <DEBT-CARRYING-VALUE> 0 0 0 <DEBT-MARKET-VALUE> 0 0 0 <EQUITIES> 1,011,309 840,369 732,991 <MORTGAGE> 0 0 0 <REAL-ESTATE> 731,138 609,245 614,652 <TOTAL-INVEST> 14,966,053 14,119,951 12,185,616 <CASH> 36,931 33,646 12,158 <RECOVER-REINSURE> 50,720 59,654 84,176 <DEFERRED-ACQUISITION> 403,771 406,254 364,313 <TOTAL-ASSETS> 21,460,699 20,631,765 17,718,499 <POLICY-LOSSES> 11,818,140 11,735,119 9,817,471 <UNEARNED-PREMIUMS> 2,440,565 2,578,197 2,325,602 <POLICY-OTHER> 0 0 0 <POLICY-HOLDER-FUNDS> 0 0 0 <NOTES-PAYABLE> 762,450 707,560 613,935 <PREFERRED-MANDATORY> 207,000 207,000 207,000 <PREFERRED> 18,408 16,765 11,456 <COMMON> 503,879 465,827 460,145 <OTHER-SE> 3,925,954 3,391,040 3,023,953 <TOTAL-LIABILITY-AND-EQUITY> 21,460,699 20,631,765 17,718,499 <PREMIUMS> 3,491,441 3,254,868 2,931,214 <INVESTMENT-INCOME> 659,760 594,160 549,124 <INVESTMENT-GAINS> 310,818 132,981 38,060 <OTHER-INCOME> 212,943 188,514 188,891 <BENEFITS> 2,540,230 2,440,204 2,118,131 <UNDERWRITING-AMORTIZATION> 780,067 712,015 642,785 <UNDERWRITING-OTHER> 598,508 551,918 463,131 <INCOME-PRETAX> 756,157 466,386 483,242 <INCOME-TAX> 169,930 71,857 100,409 <INCOME-CONTINUING> 586,227 394,529 382,833 <DISCONTINUED> (67,750) (6,721) (16,871) <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 518,477 387,808 365,962 <EPS-PRIMARY> 6.01 4.50 4.21 <EPS-DILUTED> 5.62 4.24 4.00 <RESERVE-OPEN> 0 0 0 <PROVISION-CURRENT> 0 0 0 <PROVISION-PRIOR> 0 0 0 <PAYMENTS-CURRENT> 0 0 0 <PAYMENTS-PRIOR> 0 0 0 <RESERVE-CLOSE> 0 0 0 <CUMULATIVE-DEFICIENCY> 0 0 0