EXHIBIT 31(b)


CERTIFICATIONS



 I, George F. Slook, certify that:


1. I have reviewed this quarterly report on Form 10-Q of Sears Roebuck
   Acceptance Corp.

2. Based on my knowledge, this quarterly report does not contain any
   untrue statement of a material fact or omit to state a material
   fact necessary to make the statements made, in light of the
   circumstances under which such statements were made, not
   misleading with respect to the period covered by this report;

3.Based on my knowledge, the financial statements, and other
  financial information included in this quarterly report,
  fairly present in all material respects the financial condition,
  results of operations and cash flows of the registrant
  as of, and for, the periods presented in this report;

4.The registrant's other certifying officer(s) and I are responsible
  for establishing and maintaining disclosure controls and procedures
  (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for
  the registrant and we have:

 (a) Designed such disclosure controls and procedures, or caused
     such disclosures contols to be designed under  our supervision,
     to ensure that material information relating to the registrant,
     including its consolidated subsidiaries, is made known to us by
     others within  those entities, particularly during the period
     in which this report is being prepared;

(b) Evaluated the effectiveness of the registrant's disclosure
    controls and procedures and presented in this report our
    conclusions about the effectiveness of the disclosure
    controls and procedures, as of the end of the period
    covered by this  report based on such evaluation; and

(c) Disclosed in this  report any changes in the registrant's
    internal control over financial reporting that occurred
    during the  registrant's most recent fiscal quarter
    (the registrant's fourth fiscal quarter in the case of
    an annual report ) that has materially affected, or is
    reasonably likely to materially affect, the registrant's
    internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have
   disclosed, based on our  most recent evaluation of
   internal control,  to the registrant's auditors and
   the audit committee of registrant's board of directors
   (or persons performing  the equivalent functions):

(a) All significant deficiencies or material weaknesses
   in the design or operation of internal control over
   financial reporting which are reasonably likely to
   adversely affect the registrant's ability to record,
   process, summarize and report financial information;
   and

(b) Any fraud, whether or not material, that involves
    management or other employees who have a significant
    role in the registrant's internal control over
    financial reporting.



 Date: November 5,  2003

   By:  /s/  George F. Slook
      ----------------------
        George F. Slook
        Vice President, Finance
        (principal financial officer)