POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
           Accumulator(R) line of variable annuity products issued by
                     AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
11th day of March, 2008.


                                                           /s/ Henri de Castries
                                                           ---------------------
                                                           Henri de Castries





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                               /s/ Denis Duverne
                                                               -----------------
                                                               Denis Duverne





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                    /s/ Mary R. (Nina) Henderson
                                                    ----------------------------
                                                    Mary R. (Nina) Henderson





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                            /s/ James F. Higgins
                                                            --------------------
                                                            James F. Higgins





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                             /s/ Scott D. Miller
                                                             -------------------
                                                             Scott D. Miller





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                            /s/ Joseph H. Moglia
                                                            --------------------
                                                            Joseph H. Moglia





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                              /s/ Peter J. Tobin
                                                              ------------------
                                                              Peter J. Tobin





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                               /s/ Bruce Calvert
                                                               -----------------
                                                               Bruce Calvert





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                      /s/ Christopher M. Condron
                                                      --------------------------
                                                       Christopher M. Condron





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                               /s/ Ezra Suleiman
                                                               -----------------
                                                               Ezra Suleiman





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                            /s/ Anthony Hamilton
                                                            --------------------
                                                            Anthony Hamilton





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
21st day of February, 2008.


                                                              /s/ Charlynn Goins
                                                              ------------------
                                                              Charlynn Goins





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
22nd day of February, 2008.


                                                            /s/ Lorie A. Slutsky
                                                            --------------------
                                                            Lorie A. Slutsky





                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Barbara Goodstein, Stuart L. Faust,
Anne M. Katcher, Karen Field Hazin, Naomi J. Weinstein, Mildred Oliver, Edward
Marron, Kathleen De Celie, Dodie Kent, William J. Evers, Sun Jin Moon, and each
of them (with full power to each of them to act alone), his or her true and
lawful attorney-in-fact and agent for him or her and on his or her behalf and in
his or her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     Accumulator(R) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
      Adjustment interests under certain flexible annuity contracts of the
                     EQUI-VEST(SM) line of variable annuity
            products issued by AXA Equitable Life Insurance Company.
   Form S-1 or S-3 registration statement to be filed as necessary for Market
  Value Adjustment interests and to effect the parent guarantee of Market Value
  Adjustment interests under certain flexible annuity contracts issued by MONY
                       Life Insurance Company of America.


     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
22nd day of February, 2008.


                                      /s/ Richard Dziadzio
                                      ------------------------------------------
                                      Richard Dziadzio, Executive Vice President
                                      and Chief Financial Officer



                                POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or
Director of AXA Financial, Inc. (the "Company"), a Delaware corporation, hereby
constitutes and appoints Richard V. Silver, Stuart L. Faust, Karen Field Hazin,
Edward Marron, Kathleen De Celie, Dodie Kent, William J. Evers, and each of them
(with full power to each of them to act alone), his or her true and lawful
attorney-in-fact and agent for him or her and on his or her behalf and in his or
her name, place and stead, to execute and file any and all registration
statements (and amendments thereto) by the Company relating to Market Value
Adjustment interests and the parent guarantee of such interests including but
not limited to the "Registration Statements," as defined below, with all
exhibits and all instruments necessary or appropriate in connection therewith,
each of said attorneys-in-fact and agents being empowered to act with or without
the others, and to have full power and authority to do or cause to be done in
the name and on behalf of the undersigned each and every act and thing requisite
and necessary or appropriate with respect thereto to be done in and about the
premises in order to effectuate the same, as fully to all intents and purposes
as the undersigned might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents, or any of them, may do or cause to
be done by virtue hereof.

     The "Registration Statements" covered by the Power of Attorney are defined
to include the registration statements listed below:

   Form S-3 registration statement to be filed as necessary for Market Value
    Adjustment interests and to effect the parent guarantee of Market Value
    Adjustment interests under certain flexible annuity contracts issued by
                    MONY Life Insurance Company of America.



     IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this
27th day of March, 2008.


                                        /s/ Alvin H. Fenichel
                                        ------------------------------
                                        Alvin H. Fenichel, Senior Vice President
                                        and Controller