424(b)(3)
333-167938
AXA Equitable Life Insurance Company
MONY Life Insurance Company of America
SUPPLEMENT DATED DECEMBER 15, 2010 TO THE CURRENT VARIABLE LIFE AND VARIABLE
ANNUITY PROSPECTUSES AND SUPPLEMENTS TO THE PROSPECTUSES
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This Supplement updates certain information in the most recent prospectuses and
statements of additional information you received and in any supplements to the
prospectuses and statements of additional information (collectively, the
"Prospectus"). You should read this Supplement in conjunction with the
Prospectus and retain it for future reference. Unless otherwise indicated, all
other information included in the Prospectus remains unchanged. The terms and
section headings we use in this Supplement have the same meaning as in the
Prospectus. We will send you another copy of any prospectus or supplement
without charge upon request. Please contact the customer service group
referenced in the Prospectus.
The purpose of this Supplement is to provide you with information regarding
certain changes to the EQ/AllianceBernstein International Portfolio. The
EQ/AllianceBernstein International Portfolio variable investment option is not
available in all contracts and policies. Please note the following changes
described below.
CHANGES TO THE EQ/ALLIANCEBERNSTEIN INTERNATIONAL PORTFOLIO
PORTFOLIOS OF THE TRUSTS
In the table under "Portfolios of the Trusts," the investment objective for the
Portfolio has been deleted in its entirety and replaced with the following:
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Investment Manager
EQ Advisors Trust (or Sub-Adviser(s),
Portfolio Name Objective as applicable)
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EQ/ALLIANCEBERNSTEIN Seeks to achieve a total return (before expenses) that AllianceBernstein L.P.
INTERNATIONAL approximates the total return performance of 40% DJ
EuroSTOXX 50 Index, 25% FTSE 100 Index, 25% TOPIX
Index, and 10% S&P/ASX 200 Index, including reinvestment
of dividends, at a risk level consistent with that of the
composite index.
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AllianceBernstein L.P. will continue to be the Sub-Adviser to the Portfolio and
AXA Equitable Life Insurance Company will continue to be its Investment
Manager. See "Portfolios of the Trusts" in your Prospectus for more
information. Also, refer to the current EQ Advisors Trust Prospectus for
updated portfolio expense information.
Distributed by affiliate AXA Advisors, LLC, and for certain contracts
co-distributed by affiliate AXA Distributors, LLC,
1290 Avenue of the Americas, New York, NY 10104.
Copyright 2010 AXA Equitable Life Insurance Company. Copyright 2010 MONY
America Life Insurance Company.
All rights reserved.
AXA Equitable Life Insurance Company
MONY Life Insurance Company of America
1290 Avenue of the Americas
New York, NY 10104
212-554-1234
EVM-121 (12/10) Cat. #146234 (12/10)
NB/IF (AR) x03395