424(b)(3)
333-167938
MONY Life Insurance Company of America
SUPPLEMENT DATED AUGUST 25, 2011 TO THE CURRENT PROSPECTUSES FOR:
INCENTIVE LIFE LEGACY(R)
INCENTIVE LIFE LEGACY(R) II
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This Supplement updates certain information in the most recent Prospectus that
you received for your MONY Life Insurance Company of America variable life
insurance policy listed above, and in any supplements to that Prospectus
(together, the "Prospectus"). You should read this Supplement in conjunction
with the Prospectus and retain it for future reference. Unless otherwise
indicated, all other information included in the Prospectus remains unchanged.
The terms and section headings we use in this supplement have the same meaning
as in the Prospectus.
LIMITED OPPORTUNITY FOR UNRESTRICTED TRANSFER FROM THE GUARANTEED INTEREST
OPTION
As described in your Prospectus, your policy permits you to transfer a limited
amount of your policy's account value out of the guaranteed interest option
("GIO") during certain time periods (the "GIO Transfer Period"). See
"Transferring your money among our investment options -- Transfers you can
make" (or other applicable sections regarding transfers) in your Prospectus.
Through March 31, 2012, we are relaxing our policy rules so that, beginning on
the business day after the Allocation Date and thereafter (through March 31,
2012), you may transfer any amount of unloaned policy account value out of the
guaranteed interest option to any other investment option whether or not you
are within the GIO Transfer Period.
You can request a transfer via the Internet by visiting our AXA-Equitable.com
website and registering for online account access. If you need assistance,
please contact a customer service representative by calling 1-800-777-6510. You
can also write to us at our Administrative Office. In general, transfers take
effect on the date the request is received. However, any written, telephone,
Internet or facsimile transaction requests received after 4:00 p.m. (Eastern
Time) take effect the next business day. Your transfer request must be received
by 4:00 p.m. (Eastern Time) on March 31, 2012, in order to take advantage of
this unrestricted transfer opportunity.
Please note that this offer does not apply to any amounts that we are holding
as collateral for a policy loan or as "restricted" amounts as a result of your
election to receive a living benefit, if available under your policy.
Additionally, depending on your policy, there may be a charge for making this
transfer. Your Prospectus will specify if your policy imposes a charge for this
transfer.
MONY LIFE INSURANCE COMPANY OF AMERICA
1290 AVENUE OF THE AMERICAS
NEW YORK, NY 10104
Copyright 2011 MONY Life Insurance Company of America. All rights reserved.
Incentive Life Legacy(R) and Incentive Life Legacy(R) II are issued by
MONY Life Insurance Company of America and are registered service marks
of AXA Equitable Life Insurance Company.
GIO 01 (8/11) Cat #137727 (8/11)
IF/NB SAR x03630
AXA Equitable Life Insurance Company ("AXA Equitable")
MONY Life Insurance Company of America ("MONY America")
SUPPLEMENT DATED AUGUST 25, 2011 TO THE CURRENT VARIABLE LIFE AND VARIABLE
ANNUITY PROSPECTUSES AND SUPPLEMENTS TO THE PROSPECTUSES
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This Supplement updates certain information in the most recent prospectuses and
statements of additional information you received and in any supplements to the
prospectuses and statements of additional information (collectively, the
"Prospectus"). You should read this Supplement in conjunction with the
Prospectus and retain it for future reference. Unless otherwise indicated, all
other information included in the Prospectus remains unchanged. The terms and
section headings we use in this Supplement have the same meaning as in the
Prospectus. We will send you another copy of any prospectus or supplement
without charge upon request. Please contact the customer service group
referenced in the Prospectus.
The purpose of this Supplement is to provide you with information regarding
certain changes to the Prospectus. Certain variable investment options may not
be available in all contracts and policies. Please note the following changes
described below.
A. CHANGES TO PORTFOLIOS OF AXA PREMIER VIP TRUST AND EQ ADVISORS TRUST (AS
APPLICABLE TO YOUR AXA EQUITABLE AND MONY AMERICA CONTRACT OR POLICY)
PORTFOLIO SUB-ADVISER CHANGES
1. Effective on or about September 1, 2011, Earnest Partners, LLC will replace
Alliance Bernstein L.P. as a Sub-Adviser to the Multimanager International
Equity Portfolio. AXA Equitable Funds Management Group, LLC will continue
to be its Investment Manager.
2. Effective on or about August 1, 2011, Bridgeway Capital Management, Inc.
will no longer serve as a Sub-Adviser to the EQ/Calvert Socially
Responsible Portfolio. Calvert Investment Management Inc. will continue to
be its Sub-Adviser and AXA Equitable Funds Management Group, LLC will
continue to be its Investment Manager.
For more information about these Portfolios, see "Portfolios of the Trusts" in
the Prospectus.
B. CHANGE TO THE HIGHEST PERCENTAGE OF THE TOTAL ANNUAL PORTFOLIO EXPENSES (AS
APPLICABLE TO YOUR AXA EQUITABLE POLICY OR YOUR MONY AMERICA INCENTIVE LIFE
LEGACY AND INCENTIVE LIFE LEGACY II POLICIES)
See "Portfolio operating expenses expressed as an annual percentage of
daily net assets," in "Risk/benefit summary: Charges and expenses you will
pay."
The highest total annual portfolio operating expense for the Templeton
Developing Markets Securities Portfolio has been reduced from 1.76% to
1.62%.
DISTRIBUTED BY AFFILIATE AXA ADVISORS, LLC, AND FOR CERTAIN CONTRACTS
CO-DISTRIBUTED BY AFFILIATE AXA DISTRIBUTORS, LLC,
1290 AVENUE OF THE AMERICAS, NEW YORK, NY 10104.
COPYRIGHT 2011 AXA EQUITABLE LIFE INSURANCE COMPANY.
COPYRIGHT 2011 MONY LIFE INSURANCE COMPANY OF AMERICA.
ALL RIGHTS RESERVED.
AXA Equitable Life Insurance Company
MONY Life Insurance Company of America
1290 Avenue of the Americas
New York, NY 10104
212-554-1234
IM-24-08 (8/11) Cat.# 147316 (8/11)
NB/IF (SAR) x03632