<ARTICLE>                     9
<RESTATED>
<MULTIPLIER>                  1,000
       
                                                                                      
<PERIOD-TYPE>                                9-MOS                    6-MOS                    3-MOS     
<FISCAL-YEAR-END>                            DEC-31-1998              DEC-31-1998              DEC-31-1998
<PERIOD-START>                               JAN-01-1998              JAN-01-1998              JAN-01-1998                       
<PERIOD-END>                                 SEP-30-1998              JUN-30-1998              MAR-31-1998                        
<CASH>                                            38,204                   57,169                   56,079
<INT-BEARING-DEPOSITS>                             4,737                    4,464                   10,870
<FED-FUNDS-SOLD>                                  46,920                   54,110                  104,620
<TRADING-ASSETS>                                  10,361                       42                      961
<INVESTMENTS-HELD-FOR-SALE>                      171,748                  185,338                  203,813
<INVESTMENTS-CARRYING>                           167,278                  170,254                  176,767
<INVESTMENTS-MARKET>                             170,670                  172,380                  178,938
<LOANS>                                          954,298                  938,973                  898,942
<ALLOWANCE>                                       16,435                   16,483                   14,361
<TOTAL-ASSETS>                                 1,481,316                1,501,541                1,548,086
<DEPOSITS>                                     1,229,672                1,243,660                1,279,947
<SHORT-TERM>                                       2,565                    5,084                    2,824
<LIABILITIES-OTHER>                               63,060                   68,785                   84,222
<LONG-TERM>                                       51,248                   53,103                   53,178
<PREFERRED-MANDATORY>                                  0                        0                        0
<PREFERRED>                                            0                        0                        0
<COMMON>                                           6,453                    6,451                    6,445
<OTHER-SE>                                       128,318                  124,458                  121,470
<TOTAL-LIABILITIES-AND-EQUITY>                 1,481,316                1,501,541                1,548,086
<INTEREST-LOAN>                                   63,975                   41,498                   20,500
<INTEREST-INVEST>                                 16,054                   10,883                    5,406
<INTEREST-OTHER>                                   3,565                    2,622                    1,453
<INTEREST-TOTAL>                                  83,594                   55,003                   27,359
<INTEREST-DEPOSIT>                                37,298                   24,750                   12,367
<INTEREST-EXPENSE>                                42,573                   28,304                   14,134
<INTEREST-INCOME-NET>                             41,021                   26,669                   13,225
<LOAN-LOSSES>                                      6,508                    5,111                    1,268
<SECURITIES-GAINS>                                    49                       49                       34
<EXPENSE-OTHER>                                   44,241                   30,129                   14,729
<INCOME-PRETAX>                                   15,789                   10,021                    4,595
<INCOME-PRE-EXTRAORDINARY>                        11,212                    7,064                    3,242
<EXTRAORDINARY>                                        0                        0                        0
<CHANGES>                                              0                        0                        0
<NET-INCOME>                                      11,212                    7,064                    3,242
<EPS-PRIMARY>                                       1.74                     1.10                     0.50
<EPS-DILUTED>                                       1.71                     1.08                     0.49
<YIELD-ACTUAL>                                         0                        0                        0
<LOANS-NON>                                        5,051                    6,281                    6,301
<LOANS-PAST>                                       2,606                    2,345                    2,483
<LOANS-TROUBLED>                                       0                        0                        0
<LOANS-PROBLEM>                                        0                        0                        0
<ALLOWANCE-OPEN>                                  14,179                   14,179                   14,179
<CHARGE-OFFS>                                      4,820                    3,171                    1,247
<RECOVERIES>                                         568                      364                      161
<ALLOWANCE-CLOSE>                                 16,435                   16,483                   14,361
<ALLOWANCE-DOMESTIC>                              16,435                   16,483                   14,361
<ALLOWANCE-FOREIGN>                                    0                        0                        0
<ALLOWANCE-UNALLOCATED>                                0                        0                        0