<ARTICLE>                     9
<RESTATED>
<MULTIPLIER>                  1,000
       
                                                                                      
<PERIOD-TYPE>                                9-MOS                    6-MOS                    3-MOS
<FISCAL-YEAR-END>                            DEC-31-1997              DEC-31-1997              DEC-31-1997
<PERIOD-START>                               JAN-01-1997              JAN-01-1997              JAN-01-1997 
<PERIOD-END>                                 SEP-30-1997              JUN-30-1997              MAR-31-1997
<CASH>                                            56,398                   34,389                   37,523
<INT-BEARING-DEPOSITS>                             4,263                    6,012                    7,384
<FED-FUNDS-SOLD>                                  44,310                   41,230                   42,695
<TRADING-ASSETS>                                      90                    2,426                    1,580
<INVESTMENTS-HELD-FOR-SALE>                      154,008                  150,934                  128,333
<INVESTMENTS-CARRYING>                           183,172                  146,912                  150,460
<INVESTMENTS-MARKET>                             184,871                  148,198                  150,191
<LOANS>                                          895,052                  644,105                  608,959
<ALLOWANCE>                                       13,648                    9,287                    9,264
<TOTAL-ASSETS>                                 1,430,372                1,084,173                1,041,263
<DEPOSITS>                                     1,193,342                  887,387                  876,553
<SHORT-TERM>                                      17,061                    6,832                    3,668
<LIABILITIES-OTHER>                               44,982                   50,722                   43,744
<LONG-TERM>                                       52,120                   19,756                    1,056
<PREFERRED-MANDATORY>                                  0                        0                        0
<PREFERRED>                                            0                        0                        0
<COMMON>                                           6,434                    6,433                   29,286
<OTHER-SE>                                       116,433                  113,043                   86,956
<TOTAL-LIABILITIES-AND-EQUITY>                 1,430,372                1,084,173                1,041,263
<INTEREST-LOAN>                                   47,234                   28,204                   13,730
<INTEREST-INVEST>                                 13,664                    8,663                    4,293
<INTEREST-OTHER>                                   2,210                    1,635                      830
<INTEREST-TOTAL>                                  63,108                   38,502                   18,853
<INTEREST-DEPOSIT>                                27,048                   16,192                    7,918
<INTEREST-EXPENSE>                                29,623                   17,421                    8,490
<INTEREST-INCOME-NET>                             33,485                   21,081                   10,363
<LOAN-LOSSES>                                      3,109                    1,864                      839
<SECURITIES-GAINS>                                     3                        1                        0
<EXPENSE-OTHER>                                   36,676                   23,494                   11,756
<INCOME-PRETAX>                                   14,310                    8,804                    4,229
<INCOME-PRE-EXTRAORDINARY>                        10,153                    6,226                    2,993
<EXTRAORDINARY>                                        0                        0                        0
<CHANGES>                                              0                        0                        0
<NET-INCOME>                                      10,153                    6,226                    2,993
<EPS-PRIMARY>                                       1.60                     0.97                     0.47
<EPS-DILUTED>                                       1.58                     0.96                     0.46
<YIELD-ACTUAL>                                         0                        0                        0
<LOANS-NON>                                        5,748                    2,885                    3,550
<LOANS-PAST>                                       2,759                    1,737                    1,550
<LOANS-TROUBLED>                                       0                        0                        0
<LOANS-PROBLEM>                                        0                        0                        0
<ALLOWANCE-OPEN>                                   9,370                    9,370                    9,370
<CHARGE-OFFS>                                      3,393                    2,306                    1,126
<RECOVERIES>                                         534                      359                      181
<ALLOWANCE-CLOSE>                                 13,648                    9,287                    9,264
<ALLOWANCE-DOMESTIC>                              13,648                    9,287                    9,264
<ALLOWANCE-FOREIGN>                                    0                        0                        0
<ALLOWANCE-UNALLOCATED>                                0                        0                        0