<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                          35,478<F1>
<INT-BEARING-DEPOSITS>                          86,653<F1>
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    496,134<F1>
<INVESTMENTS-CARRYING>                          89,823<F1>
<INVESTMENTS-MARKET>                            89,082<F1>
<LOANS>                                      1,038,480<F1>
<ALLOWANCE>                                     15,947<F1><F7>
<TOTAL-ASSETS>                               3,077,939<F2><F3>
<DEPOSITS>                                   1,253,276<F1>
<SHORT-TERM>                                   182,184<F1>
<LIABILITIES-OTHER>                            340,367<F4>
<LONG-TERM>                                    901,688<F2>
<COMMON>                                        25,529<F2>
<PREFERRED-MANDATORY>                            4,000<F2>
<PREFERRED>                                          0
<OTHER-SE>                                     354,895<F2>
<TOTAL-LIABILITIES-AND-EQUITY>               3,077,939<F2>
<INTEREST-LOAN>                                 43,192<F1>
<INTEREST-INVEST>                               20,778<F1>
<INTEREST-OTHER>                                 2,042<F1>
<INTEREST-TOTAL>                                66,012<F1>
<INTEREST-DEPOSIT>                              25,587<F1>
<INTEREST-EXPENSE>                              36,776<F1>
<INTEREST-INCOME-NET>                           29,236<F1>
<LOAN-LOSSES>                                    3,399<F1>
<SECURITIES-GAINS>                                 302<F1>
<EXPENSE-OTHER>                                 24,574<F5>
<INCOME-PRETAX>                                  9,528<F2>
<INCOME-PRE-EXTRAORDINARY>                       5,304<F2>
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,304<F2>
<EPS-PRIMARY>                                     0.23<F2>
<EPS-DILUTED>                                     0.23<F2>
<YIELD-ACTUAL>                                    3.53<F1>
<LOANS-NON>                                     10,641<F1>
<LOANS-PAST>                                         0<F1>
<LOANS-TROUBLED>                                10,297<F1>
<LOANS-PROBLEM>                                 47,000<F1>
<ALLOWANCE-OPEN>                                17,659<F1><F7>
<CHARGE-OFFS>                                    2,742<F1><F7>
<RECOVERIES>                                       708<F1><F7>
<ALLOWANCE-CLOSE>                               15,947<F1><F6><F7>
<ALLOWANCE-DOMESTIC>                            15,947<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>Balance specific to financial services segment
<F2>Consolidated financial statement balance
<F3>Includes gas plant in service, net:     $1,077,495
<F4>Balance includes consolidated deferred income taxes, accounts payable and
other accrued liabilities
<F5>Bank specific items including general and administrative expense, goodwill
amortization and loss from real estate operations
<F6>Bank transferred $3.1 million of its allowance for estimated losses to a
separate allowance for credit losses affiliated with debt securities
<F7>Includes allowance for credit losses affiliated with real estate acquired
through foreclosure
</FN>