<ARTICLE> 7 <LEGEND> STEWART INFORMATION SERVICES CORPORATION THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE SHEET AS OF SEPTEMBER 30, 1999 AND THE RELATED STATEMENT OF EARNINGS FOR THE NINE MONTHS ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1000 <PERIOD-TYPE> Year <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> SEP-30-1999 <DEBT-HELD-FOR-SALE> 243,631 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 0 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 302,392 <F1> <CASH> 41,205 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 0 <TOTAL-ASSETS> 523,763 <POLICY-LOSSES> 179,519 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 19,101 <COMMON> 14,633 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 272,296 <TOTAL-LIABILITY-AND-EQUITY> 523,763 <PREMIUMS> 749,293 <INVESTMENT-INCOME> 15,186 <INVESTMENT-GAINS> 50 <OTHER-INCOME> 45,823 <BENEFITS> 31,123 <UNDERWRITING-AMORTIZATION> 0 <UNDERWRITING-OTHER> 0 <INCOME-PRETAX> 44,382 <INCOME-TAX> 16,958 <INCOME-CONTINUING> 27,424 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 27,424 <EPS-BASIC> 1.90 <EPS-DILUTED> 1.88 <RESERVE-OPEN> 171,763 <PROVISION-CURRENT> 28,750 <F2> <PROVISION-PRIOR> 2,923 <PAYMENTS-CURRENT> (5,864) <PAYMENTS-PRIOR> (18,053) <RESERVE-CLOSE> 179,519 <CUMULATIVE-DEFICIENCY> 0 <FN> <F1> Includes short-term investments. <F2> Includes reserve balance increase of $550 from the acquisition of an existing underwriter. </FN>