<ARTICLE> 9
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                         492,704
<INT-BEARING-DEPOSITS>                       3,449,506
<FED-FUNDS-SOLD>                               279,554
<TRADING-ASSETS>                                64,125
<INVESTMENTS-HELD-FOR-SALE>                  2,310,494
<INVESTMENTS-CARRYING>                         388,438
<INVESTMENTS-MARKET>                           380,766
<LOANS>                                      2,191,617
<ALLOWANCE>                                     32,947
<TOTAL-ASSETS>                               6,041,192
<DEPOSITS>                                   4,879,540
<SHORT-TERM>                                     1,923
<LIABILITIES-OTHER>                             63,899
<LONG-TERM>                                     49,907
<COMMON>                                        20,678
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     544,386
<TOTAL-LIABILITIES-AND-EQUITY>               6,041,192
<INTEREST-LOAN>                                125,053
<INTEREST-INVEST>                              103,828
<INTEREST-OTHER>                                 9,633
<INTEREST-TOTAL>                               238,514
<INTEREST-DEPOSIT>                              78,377
<INTEREST-EXPENSE>                              99,119
<INTEREST-INCOME-NET>                          139,395
<LOAN-LOSSES>                                    1,759
<SECURITIES-GAINS>                               3,540
<EXPENSE-OTHER>                                191,623
<INCOME-PRETAX>                                 53,197
<INCOME-PRE-EXTRAORDINARY>                      53,197
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    35,706
<EPS-PRIMARY>                                     1.85
<EPS-DILUTED>                                     1.85
<YIELD-ACTUAL>                                       0<F1>
<LOANS-NON>                                      3,964
<LOANS-PAST>                                     4,811
<LOANS-TROUBLED>                                 2,039
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                35,590
<CHARGE-OFFS>                                    6,466
<RECOVERIES>                                     2,064
<ALLOWANCE-CLOSE>                               32,947
<ALLOWANCE-DOMESTIC>                            32,947
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0

<FN>
<F1> NET YIELD INTEREST EARNING ASSETS IS 3.41%
</FN>