<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> MAR-31-1995 <CASH> 574,062 <INT-BEARING-DEPOSITS> 3,322,411 <FED-FUNDS-SOLD> 216,123 <TRADING-ASSETS> 54,410 <INVESTMENTS-HELD-FOR-SALE> 2,072,470 <INVESTMENTS-CARRYING> 392,609 <INVESTMENTS-MARKET> 386,973 <LOANS> 2,301,591 <ALLOWANCE> 32,285 <TOTAL-ASSETS> 5,928,528 <DEPOSITS> 4,733,323 <SHORT-TERM> 459 <LIABILITIES-OTHER> 83,477 <LONG-TERM> 46,249 <COMMON> 20,678 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 563,534 <TOTAL-LIABILITIES-AND-EQUITY> 5,928,529 <INTEREST-LOAN> 50,398 <INTEREST-INVEST> 33,495 <INTEREST-OTHER> 4,681 <INTEREST-TOTAL> 88,574 <INTEREST-DEPOSIT> 31,652 <INTEREST-EXPENSE> 40,426 <INTEREST-INCOME-NET> 48,148 <LOAN-LOSSES> 926 <SECURITIES-GAINS> 417 <EXPENSE-OTHER> 64,015 <INCOME-PRETAX> 19,194 <INCOME-PRE-EXTRAORDINARY> 19,194 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 12,855 <EPS-PRIMARY> 0.68 <EPS-DILUTED> 0.68 <YIELD-ACTUAL> 3.56 <LOANS-NON> 2,547 <LOANS-PAST> 4,939 <LOANS-TROUBLED> 1,999 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 32,527 <CHARGE-OFFS> 1,653 <RECOVERIES> 485 <ALLOWANCE-CLOSE> 32,285 <ALLOWANCE-DOMESTIC> 32,285 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0