[ARTICLE] 9

                             
[PERIOD-TYPE]                   9-MOS
[FISCAL-YEAR-END]                          DEC-31-1995
[PERIOD-END]                               SEP-30-1995
[CASH]                                         500,645
[INT-BEARING-DEPOSITS]                       3,023,109
[FED-FUNDS-SOLD]                                82,245
[TRADING-ASSETS]                                72,006
[INVESTMENTS-HELD-FOR-SALE]                  1,863,870
[INVESTMENTS-CARRYING]                         387,392
[INVESTMENTS-MARKET]                           388,280
[LOANS]                                      2,416,893
[ALLOWANCE]                                     31,823
[TOTAL-ASSETS]                               5,619,870
[DEPOSITS]                                   4,252,232
[SHORT-TERM]                                     1,923
[LIABILITIES-OTHER]                             61,721
[LONG-TERM]                                     41,626
[COMMON]                                        20,678
[PREFERRED-MANDATORY]                                0
[PREFERRED]                                          0
[OTHER-SE]                                     590,253
[TOTAL-LIABILITIES-AND-EQUITY]               5,619,870
[INTEREST-LOAN]                                161,276
[INTEREST-INVEST]                               95,867
[INTEREST-OTHER]                                 8,853
[INTEREST-TOTAL]                               265,996
[INTEREST-DEPOSIT]                              91,751
[INTEREST-EXPENSE]                             118,323
[INTEREST-INCOME-NET]                          147,673
[LOAN-LOSSES]                                    3,032
[SECURITIES-GAINS]                               1,356
[EXPENSE-OTHER]                                195,579
[INCOME-PRETAX]                                 55,497
[INCOME-PRE-EXTRAORDINARY]                      55,497
[EXTRAORDINARY]                                      0
[CHANGES]                                            0
[NET-INCOME]                                    37,230
[EPS-PRIMARY]                                     1.97
[EPS-DILUTED]                                     1.97
[YIELD-ACTUAL]                                    3.06
[LOANS-NON]                                      2,286
[LOANS-PAST]                                     6,418
[LOANS-TROUBLED]                                 1,838
[LOANS-PROBLEM]                                      0
[ALLOWANCE-OPEN]                                32,527
[CHARGE-OFFS]                                    5,650
[RECOVERIES]                                     1,914
[ALLOWANCE-CLOSE]                               31,823
[ALLOWANCE-DOMESTIC]                            31,823
[ALLOWANCE-FOREIGN]                                  0
[ALLOWANCE-UNALLOCATED]                              0