<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         818,103
<INT-BEARING-DEPOSITS>                       3,207,046
<FED-FUNDS-SOLD>                               107,689
<TRADING-ASSETS>                                84,617
<INVESTMENTS-HELD-FOR-SALE>                  2,061,590
<INVESTMENTS-CARRYING>                         391,622
<INVESTMENTS-MARKET>                           394,777
<LOANS>                                      2,709,591
<ALLOWANCE>                                     32,770
<TOTAL-ASSETS>                               6,513,048
<DEPOSITS>                                   5,025,117
<SHORT-TERM>                                       471
<LIABILITIES-OTHER>                             88,516
<LONG-TERM>                                     45,101
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        23,503
<OTHER-SE>                                     587,622
<TOTAL-LIABILITIES-AND-EQUITY>               6,513,048
<INTEREST-LOAN>                                175,516
<INTEREST-INVEST>                              111,405
<INTEREST-OTHER>                                 6,179
<INTEREST-TOTAL>                               293,100
<INTEREST-DEPOSIT>                              95,108
<INTEREST-EXPENSE>                             128,094
<INTEREST-INCOME-NET>                          165,006
<LOAN-LOSSES>                                    8,109
<SECURITIES-GAINS>                                 672
<EXPENSE-OTHER>                                197,366
<INCOME-PRETAX>                                 65,850
<INCOME-PRE-EXTRAORDINARY>                      65,850
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    44,855
<EPS-PRIMARY>                                     2.30
<EPS-DILUTED>                                     2.30
<YIELD-ACTUAL>                                    4.25
<LOANS-NON>                                      4,570
<LOANS-PAST>                                     9,383
<LOANS-TROUBLED>                                 2,378
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                33,414
<CHARGE-OFFS>                                   10,579
<RECOVERIES>                                     1,826
<ALLOWANCE-CLOSE>                               32,770
<ALLOWANCE-DOMESTIC>                            32,770
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0