<ARTICLE>                     9

<LEGEND>
This schedule contains summary financial information extracted from the
restated unaudited consolidated balance sheet as of March 31, 1999 and the
related restated unaudited consolidated statement of income for the three months
ended March 31, 1999 included in the company's form 10-QA for the period ended
March 31, 1999 and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK>                                          0000109380
<NAME>                                         Zions Bancorporation/UT/
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S.

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-1999
<PERIOD-START>                                 Jan-01-1999
<PERIOD-END>                                   Mar-31-1999
<EXCHANGE-RATE>                                                               1
<CASH>                                                                  801,646
<INT-BEARING-DEPOSITS>                                                   25,200
<FED-FUNDS-SOLD>                                                        369,128
<TRADING-ASSETS>                                                        221,127
<INVESTMENTS-HELD-FOR-SALE>                                             443,433
<INVESTMENTS-CARRYING>                                                3,060,746
<INVESTMENTS-MARKET>                                                  3,074,219
<LOANS>                                                              10,908,240
<ALLOWANCE>                                                             198,913
<TOTAL-ASSETS>                                                       17,450,978
<DEPOSITS>                                                           13,204,776
<SHORT-TERM>                                                          1,835,399
<LIABILITIES-OTHER>                                                     442,920
<LONG-TERM>                                                             504,352
<PREFERRED-MANDATORY>                                                         0
<PREFERRED>                                                                   0
<COMMON>                                                                756,955
<OTHER-SE>                                                              668,977
<TOTAL-LIABILITIES-AND-EQUITY>                                       17,450,978
<INTEREST-LOAN>                                                         226,342
<INTEREST-INVEST>                                                        73,216
<INTEREST-OTHER>                                                              0
<INTEREST-TOTAL>                                                        299,558
<INTEREST-DEPOSIT>                                                       95,355
<INTEREST-EXPENSE>                                                      133,825
<INTEREST-INCOME-NET>                                                   165,733
<LOAN-LOSSES>                                                             4,231
<SECURITIES-GAINS>                                                      (1,328)
<EXPENSE-OTHER>                                                         155,545
<INCOME-PRETAX>                                                          69,300
<INCOME-PRE-EXTRAORDINARY>                                               43,659
<EXTRAORDINARY>                                                               0
<CHANGES>                                                                     0
<NET-INCOME>                                                             43,659
<EPS-BASIC>                                                                 .55
<EPS-DILUTED>                                                               .55
<YIELD-ACTUAL>                                                             4.28
<LOANS-NON>                                                              70,832
<LOANS-PAST>                                                             26,205
<LOANS-TROUBLED>                                                          3,616
<LOANS-PROBLEM>                                                               0
<ALLOWANCE-OPEN>                                                        205,553
<CHARGE-OFFS>                                                            13,084
<RECOVERIES>                                                              2,213
<ALLOWANCE-CLOSE>                                                       198,913
<ALLOWANCE-DOMESTIC>                                                    172,651
<ALLOWANCE-FOREIGN>                                                           0
<ALLOWANCE-UNALLOCATED>                                                  26,262