<ARTICLE>                     9
<LEGEND>
This schedule contains summary financial information extracted from the
restated unaudited consolidated balance sheet as of March 31, 1998 and the
related restated unaudited consolidated statement of income for the three months
ended March 31, 1998 included in the company's form 10-QA for the period ended
March 31, 1999 and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK>                                          0000109380
<NAME>                                         Zions Bancorporation/UT/
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S.

                                      
<PERIOD-TYPE>                            3-MOS
<FISCAL-YEAR-END>                              Dec-31-1998
<PERIOD-START>                                 Jan-01-1998
<PERIOD-END>                                   Mar-31-1998
<EXCHANGE-RATE>                                                              1
<CASH>                                                                 607,528
<INT-BEARING-DEPOSITS>                                                  64,911
<FED-FUNDS-SOLD>                                                     1,137,243
<TRADING-ASSETS>                                                       276,277
<INVESTMENTS-HELD-FOR-SALE>                                            545,563
<INVESTMENTS-CARRYING>                                               1,908,694
<INVESTMENTS-MARKET>                                                 1,925,530
<LOANS>                                                              5,806,199
<ALLOWANCE>                                                             94,256
<TOTAL-ASSETS>                                                      11,224,996
<DEPOSITS>                                                           8,044,337
<SHORT-TERM>                                                         1,560,038
<LIABILITIES-OTHER>                                                    191,294
<LONG-TERM>                                                            397,808
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                               477,635
<OTHER-SE>                                                             553,884
<TOTAL-LIABILITIES-AND-EQUITY>                                      11,224,996
<INTEREST-LOAN>                                                        133,654
<INTEREST-INVEST>                                                       72,239
<INTEREST-OTHER>                                                             0
<INTEREST-TOTAL>                                                       205,893
<INTEREST-DEPOSIT>                                                      59,613
<INTEREST-EXPENSE>                                                      95,714
<INTEREST-INCOME-NET>                                                  110,179
<LOAN-LOSSES>                                                            3,285
<SECURITIES-GAINS>                                                         696
<EXPENSE-OTHER>                                                         99,846
<INCOME-PRETAX>                                                         51,087
<INCOME-PRE-EXTRAORDINARY>                                              35,030
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            35,030
<EPS-BASIC>                                                                .49
<EPS-DILUTED>                                                              .48
<YIELD-ACTUAL>                                                            4.36
<LOANS-NON>                                                             16,807
<LOANS-PAST>                                                            13,844
<LOANS-TROUBLED>                                                         1,222
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        82,849
<CHARGE-OFFS>                                                            3,237
<RECOVERIES>                                                             2,554
<ALLOWANCE-CLOSE>                                                       94,256
<ALLOWANCE-DOMESTIC>                                                    70,692
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                 23,564