<ARTICLE>  9
<LEGEND>
This restated schedule contains summary financial information extracted from the
unaudited  consolidated  balance  sheet as of September 30, 1997 and the related
unaudited  consolidated  statement of income for the nine months ended September
30,  1997  which has been  restated  as a result of  pooling  of  interests  and
included in the company's form 10-Q for the period ended  September 30, 1998 and
is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                                                 0000109380
<NAME>                                                Zions Bancorporation /UT/
<MULTIPLIER>                                          1,000
<CURRENCY>                                            U.S.
       
                                                              
<PERIOD-TYPE>                                                    9-MOS
<FISCAL-YEAR-END>                                          Dec-31-1997
<PERIOD-START>                                             Jul-01-1997
<PERIOD-END>                                               Sep-30-1997
<EXCHANGE-RATE>                                                      1
<CASH>                                                         667,454
<INT-BEARING-DEPOSITS>                                          59,667
<FED-FUNDS-SOLD>                                             1,387,867
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<INVESTMENTS-HELD-FOR-SALE>                                    747,964
<INVESTMENTS-CARRYING>                                       2,174,209
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<LOANS>                                                      5,442,389
<ALLOWANCE>                                                     89,998
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<DEPOSITS>                                                   7,387,820
<SHORT-TERM>                                                 2,433,523
<LIABILITIES-OTHER>                                            123,115
<LONG-TERM>                                                    478,613
<PREFERRED-MANDATORY>                                                0
<PREFERRED>                                                          0
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<OTHER-SE>                                                     523,040
<TOTAL-LIABILITIES-AND-EQUITY>                              11,141,789
<INTEREST-LOAN>                                                362,733
<INTEREST-INVEST>                                              204,669
<INTEREST-OTHER>                                                     0
<INTEREST-TOTAL>                                               567,402
<INTEREST-DEPOSIT>                                             148,793
<INTEREST-EXPENSE>                                             268,720
<INTEREST-INCOME-NET>                                          298,682
<LOAN-LOSSES>                                                    5,951
<SECURITIES-GAINS>                                                 631
<EXPENSE-OTHER>                                                244,775
<INCOME-PRETAX>                                                158,347
<INCOME-PRE-EXTRAORDINARY>                                     102,477
<EXTRAORDINARY>                                                      0
<CHANGES>                                                            0
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<EPS-PRIMARY>                                                     1.44
<EPS-DILUTED>                                                     1.40
<YIELD-ACTUAL>                                                    4.30
<LOANS-NON>                                                     13,845
<LOANS-PAST>                                                     9,167
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<ALLOWANCE-DOMESTIC>                                            16,902
<ALLOWANCE-FOREIGN>                                                  0
<ALLOWANCE-UNALLOCATED>                                         73,096