<ARTICLE> 9
<LEGEND>
     THIS RESTATED  SCHEDULE CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED
FROM  THE  CONSOLIDATED  BALANCE  SHEET  AS OF JUNE  30,  1997  AND THE  RELATED
CONSOLIDATED  STATEMENT  OF INCOME FOR THE SIX MONTHS  ENDED JUNE 30, 1997 WHICH
HAVE BEEN RESTATED AS A RESULT OF POOLING OF INTERESTS.
</LEGEND>
<CIK>                                          0000109380
<NAME>                                         Zions Bancorporation /UT/
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S.
       
                                                     
<PERIOD-TYPE>                                           6-Mos
<FISCAL-YEAR-END>                                           DEC-31-1997
<PERIOD-START>                                              JAN-01-1997
<PERIOD-END>                                                JUN-30-1997
<EXCHANGE-RATE>                                                                1
<CASH>                                                                   540,345
<INT-BEARING-DEPOSITS>                                                    51,375
<FED-FUNDS-SOLD>                                                         795,312
<TRADING-ASSETS>                                                         437,994
<INVESTMENTS-HELD-FOR-SALE>                                              770,382
<INVESTMENTS-CARRYING>                                                 1,858,498
<INVESTMENTS-MARKET>                                                   1,870,760
<LOANS>                                                                5,100,419
<ALLOWANCE>                                                               89,097
<TOTAL-ASSETS>                                                         9,950,681
<DEPOSITS>                                                             6,722,926
<SHORT-TERM>                                                           2,002,971
<LIABILITIES-OTHER>                                                      108,730
<LONG-TERM>                                                              390,878
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                 230,166
<OTHER-SE>                                                               495,010
<TOTAL-LIABILITIES-AND-EQUITY>                                         9,950,681
<INTEREST-LOAN>                                                          232,739
<INTEREST-INVEST>                                                        131,348
<INTEREST-OTHER>                                                               0
<INTEREST-TOTAL>                                                         364,087
<INTEREST-DEPOSIT>                                                        92,850
<INTEREST-EXPENSE>                                                       172,931
<INTEREST-INCOME-NET>                                                    191,156
<LOAN-LOSSES>                                                              3,860
<SECURITIES-GAINS>                                                           443
<EXPENSE-OTHER>                                                          154,182
<INCOME-PRETAX>                                                          103,474
<INCOME-PRE-EXTRAORDINARY>                                                66,773
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                              66,773
<EPS-PRIMARY>                                                                .94
<EPS-DILUTED>                                                                .91
<YIELD-ACTUAL>                                                              4.26
<LOANS-NON>                                                               16,060
<LOANS-PAST>                                                               8,280
<LOANS-TROUBLED>                                                             830
<LOANS-PROBLEM>                                                            2,500
<ALLOWANCE-OPEN>                                                          86,249
<CHARGE-OFFS>                                                              6,903
<RECOVERIES>                                                               2,668
<ALLOWANCE-CLOSE>                                                         89,097
<ALLOWANCE-DOMESTIC>                                                      19,724
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                   69,373