<ARTICLE> 9
<LEGEND>
     THIS RESTATED  SCHEDULE CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED
FROM  THE  CONSOLIDATED  BALANCE  SHEET  AS OF JUNE  30,  1998  AND THE  RELATED
CONSOLIDATED  STATEMENT  OF INCOME FOR THE SIX MONTHS  ENDED JUNE 30, 1998 WHICH
HAVE BEEN RESTATED AS A RESULT OF POOLING OF INTERESTS.
</LEGEND>
<CIK>                                          0000109380
<NAME>                                         Zions Bancorporation /UT/
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S.
       
                                                   
<PERIOD-TYPE>                                         6-MOS
<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-START>                                              JAN-01-1998
<PERIOD-END>                                                JUN-30-1998
<EXCHANGE-RATE>                                                                1
<CASH>                                                                   697,265
<INT-BEARING-DEPOSITS>                                                    56,643
<FED-FUNDS-SOLD>                                                       1,237,072
<TRADING-ASSETS>                                                         401,914
<INVESTMENTS-HELD-FOR-SALE>                                              589,448
<INVESTMENTS-CARRYING>                                                 2,249,644
<INVESTMENTS-MARKET>                                                   2,264,846
<LOANS>                                                                6,279,359
<ALLOWANCE>                                                               98,488
<TOTAL-ASSETS>                                                        12,120,421
<DEPOSITS>                                                             8,551,900
<SHORT-TERM>                                                           1,739,001
<LIABILITIES-OTHER>                                                      378,342
<LONG-TERM>                                                              504,254
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                 326,079
<OTHER-SE>                                                               620,845
<TOTAL-LIABILITIES-AND-EQUITY>                                        12,120,421
<INTEREST-LOAN>                                                          289,702
<INTEREST-INVEST>                                                        143,583
<INTEREST-OTHER>                                                               0
<INTEREST-TOTAL>                                                         433,285
<INTEREST-DEPOSIT>                                                       125,576
<INTEREST-EXPENSE>                                                       194,989
<INTEREST-INCOME-NET>                                                    238,296
<LOAN-LOSSES>                                                              6,819
<SECURITIES-GAINS>                                                         3,026
<EXPENSE-OTHER>                                                          218,169
<INCOME-PRETAX>                                                          105,866
<INCOME-PRE-EXTRAORDINARY>                                                71,980
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                              71,980
<EPS-PRIMARY>                                                                .98
<EPS-DILUTED>                                                                .96
<YIELD-ACTUAL>                                                              4.49
<LOANS-NON>                                                               25,092
<LOANS-PAST>                                                              18,003
<LOANS-TROUBLED>                                                             685
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                          91,571
<CHARGE-OFFS>                                                              7,636
<RECOVERIES>                                                               3,907
<ALLOWANCE-CLOSE>                                                         98,488
<ALLOWANCE-DOMESTIC>                                                      22,335
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                   76,153