<ARTICLE> 9
<LEGEND>
     THIS RESTATED  SCHEDULE CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED
FROM  THE  CONSOLIDATED  BALANCE  SHEET  AS OF MARCH  31,  1998 AND THE  RELATED
CONSOLIDATED STATEMENT OF INCOME FOR THE THREE MONTHS ENDED MARCH 31, 1998 WHICH
HAVE BEEN RESTATED AS A RESULT OF POOLING OF INTERESTS.
</LEGEND>
<CIK>                                          0000109380
<NAME>                                         Zions Bancorporation /UT/
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S.
       
                                                   
<PERIOD-TYPE>                                         3-Mos
<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-START>                                              JAN-01-1998
<PERIOD-END>                                                MAR-31-1998
<EXCHANGE-RATE>                                                                1
<CASH>                                                                   631,444
<INT-BEARING-DEPOSITS>                                                    64,911
<FED-FUNDS-SOLD>                                                       1,139,443
<TRADING-ASSETS>                                                         276,277
<INVESTMENTS-HELD-FOR-SALE>                                              607,935
<INVESTMENTS-CARRYING>                                                 1,931,266
<INVESTMENTS-MARKET>                                                   1,949,777
<LOANS>                                                                6,034,838
<ALLOWANCE>                                                               97,194
<TOTAL-ASSETS>                                                        11,303,986
<DEPOSITS>                                                             8,374,323
<SHORT-TERM>                                                           1,472,094
<LIABILITIES-OTHER>                                                      191,294
<LONG-TERM>                                                              400,064
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                 188,551
<OTHER-SE>                                                               589,716
<TOTAL-LIABILITIES-AND-EQUITY>                                        11,303,986
<INTEREST-LOAN>                                                          140,473
<INTEREST-INVEST>                                                         73,983
<INTEREST-OTHER>                                                               0
<INTEREST-TOTAL>                                                         214,456
<INTEREST-DEPOSIT>                                                        61,711
<INTEREST-EXPENSE>                                                        97,833
<INTEREST-INCOME-NET>                                                    116,623
<LOAN-LOSSES>                                                              3,555
<SECURITIES-GAINS>                                                           799
<EXPENSE-OTHER>                                                          100,757
<INCOME-PRETAX>                                                           57,117
<INCOME-PRE-EXTRAORDINARY>                                                38,996
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                              38,996
<EPS-PRIMARY>                                                                .54
<EPS-DILUTED>                                                                .52
<YIELD-ACTUAL>                                                              4.47
<LOANS-NON>                                                               17,083
<LOANS-PAST>                                                              14,054
<LOANS-TROUBLED>                                                           1,222
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                          91,571
<CHARGE-OFFS>                                                              3,244
<RECOVERIES>                                                               2,584
<ALLOWANCE-CLOSE>                                                         97,194
<ALLOWANCE-DOMESTIC>                                                      24,438
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                   72,756