<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 67,672 <INT-BEARING-DEPOSITS> 413 <FED-FUNDS-SOLD> 5,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 336,528 <INVESTMENTS-CARRYING> 197,569 <INVESTMENTS-MARKET> 196,923 <LOANS> 1,581,037 <ALLOWANCE> 20,142 <TOTAL-ASSETS> 2,292,985 <DEPOSITS> 1,856,417 <SHORT-TERM> 146,754 <LIABILITIES-OTHER> 23,323 <LONG-TERM> 11,713 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 43,742 <OTHER-SE> 211,036 <TOTAL-LIABILITIES-AND-EQUITY> 2,292,985 <INTEREST-LOAN> 95,247 <INTEREST-INVEST> 25,152 <INTEREST-OTHER> 861 <INTEREST-TOTAL> 121,260 <INTEREST-DEPOSIT> 52,001 <INTEREST-EXPENSE> 58,678 <INTEREST-INCOME-NET> 62,582 <LOAN-LOSSES> 2,179 <SECURITIES-GAINS> 242 <EXPENSE-OTHER> 48,197 <INCOME-PRETAX> 28,914 <INCOME-PRE-EXTRAORDINARY> 28,914 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 19,999 <EPS-BASIC> 1.04 <EPS-DILUTED> 1.04 <YIELD-ACTUAL> 3.92 <LOANS-NON> 5,281 <LOANS-PAST> 5,515 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 19,752 <CHARGE-OFFS> 2,710 <RECOVERIES> 921 <ALLOWANCE-CLOSE> 20,142 <ALLOWANCE-DOMESTIC> 20,142 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 20,142