<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> MAR-31-1999 <CASH> 69,220 <INT-BEARING-DEPOSITS> 5,109 <FED-FUNDS-SOLD> 22,545 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 439,625 <INVESTMENTS-CARRYING> 216,233 <INVESTMENTS-MARKET> 220,620 <LOANS> 1,394,021 <ALLOWANCE> 19,271 <TOTAL-ASSETS> 2,230,889 <DEPOSITS> 1,782,018 <SHORT-TERM> 116,268 <LIABILITIES-OTHER> 24,257 <LONG-TERM> 18,050 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 43,742 <OTHER-SE> 246,554 <TOTAL-LIABILITIES-AND-EQUITY> 2,230,889 <INTEREST-LOAN> 28,372 <INTEREST-INVEST> 9,687 <INTEREST-OTHER> 348 <INTEREST-TOTAL> 38,407 <INTEREST-DEPOSIT> 15,487 <INTEREST-EXPENSE> 16,882 <INTEREST-INCOME-NET> 21,525 <LOAN-LOSSES> 1,406 <SECURITIES-GAINS> 115 <EXPENSE-OTHER> 16,243 <INCOME-PRETAX> 9,214 <INCOME-PRE-EXTRAORDINARY> 9,214 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,817 <EPS-PRIMARY> .33 <EPS-DILUTED> .33 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0