<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 68,165 <INT-BEARING-DEPOSITS> 4,649 <FED-FUNDS-SOLD> 22,333 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 407,502 <INVESTMENTS-CARRYING> 219,918 <INVESTMENTS-MARKET> 219,639 <LOANS> 1,444,719 <ALLOWANCE> 19,242 <TOTAL-ASSETS> 2,261,880 <DEPOSITS> 1,817,222 <SHORT-TERM> 123,352 <LIABILITIES-OTHER> 18,961 <LONG-TERM> 19,022 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 43,742 <OTHER-SE> 239,581 <TOTAL-LIABILITIES-AND-EQUITY> 2,261,880 <INTEREST-LOAN> 57,085 <INTEREST-INVEST> 19,505 <INTEREST-OTHER> 568 <INTEREST-TOTAL> 77,158 <INTEREST-DEPOSIT> 30,983 <INTEREST-EXPENSE> 33,932 <INTEREST-INCOME-NET> 43,226 <LOAN-LOSSES> 2,696 <SECURITIES-GAINS> 239 <EXPENSE-OTHER> 33,197 <INCOME-PRETAX> 21,569 <INCOME-PRE-EXTRAORDINARY> 21,569 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 14,837 <EPS-BASIC> .73 <EPS-DILUTED> .73 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0