Exhibit 31.2

I, Dennis L. Fink, Executive Vice President and Chief Financial
Officer of Haverty Furniture Companies, Inc., certify that:

1. I  have  reviewed this quarterly report on Form 10-Q for the  period
   ended September 30, 2005 of Haverty Furniture Companies, Inc.;

2. Based  on  my  knowledge, this report does not  contain  any  untrue
   statement  of  a  material fact or omit to  state  a  material  fact
   necessary   to   make  the  statements  made,  in   light   of   the
   circumstances under which such statements were made, not  misleading
   with respect to the period covered by this report;

3. Based   on  my  knowledge,  the  financial  statements,  and   other
   financial  information included in this report,  fairly  present  in
   all   material   respects  the  financial  condition,   results   of
   operations  and  cash flows of the registrant as of,  and  for,  the
   periods presented in this report;

4. The  registrant's other certifying officer and I are responsible for
   establishing and maintaining disclosure controls and procedures  (as
   defined  in  Exchange  Act Rules 13a-15(e) 15d-15(e))  and  internal
   control  over financial reporting (as defined in Exchange Act  Rules
   13a-15(f) and 15d-15(f)) for the registrant and we have:

   (a) designed such disclosure controls and procedures, or caused such
       disclosure controls and procedures to  be  designed   under  our
       supervision, to ensure that material information relating to the
       registrant, including its  consolidated  subsidiaries,  is  made
       known to us by others within those entities, particularly during
       the period in which this report is being prepared;

   (b) designed  such  internal control over  financial reporting,  or
       caused  such  internal control  over  financial reporting to be
       designed under our supervision, to provide reasonable assurance
       regarding  the  reliability  of  financial  reporting  and  the
       preparation of financial statements for  external  purposes  in
       accordance with generally accepted accounting principles;

   (c) evaluated  the  effectiveness  of the  registrant's  disclosure
       controls and  procedures  and  presented  in  this  report  our
       conclusions  about the effectiveness of the disclosure controls
       and procedures  based  on our  evaluation  as of the end of the
       period covered by this report based on such evaluation; and

   (d) disclosed in this report any change in the registrant's internal
       control  over financial reporting  that   occurred   during  the
       registrant's most recent fiscal quarter (the registrant's fourth
       quarter in the case of an  annual report)  that  has  materially
       affected,  or is reasonably  likely  to  materially  affect, the
       registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed,
   based on our most recent evaluation of internal control over
   financial reporting, to the registrant's auditors and the audit
   committee of the registrant's board of directors (or persons
   performing the equivalent functions):

   (a) all  significant  deficiencies and material weaknesses  in   the
       design or operation of internal control over financial reporting
       which are reasonably likely to adversely affect the registrant's
       ability to  record,  process,  summarize  and  report  financial
       information; and

   (b) any fraud, whether or not material, that involves management or
       other employees who have a significant role in the registrant's
       internal control over financial reporting.

Date:  November 9, 2005         /s/ Dennis L. Fink
                              --------------------------
                                   Dennis L. Fink,
                                Executive Vice President and
                                Chief Financial Officer