WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  



<ARTICLE>     CT
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   QTR-1
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<TOTAL-ASSETS>                                 107,683
<COMMON>                                           106
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        652
<OTHER-SE>                                       5,579
<TOTAL-LIABILITY-AND-EQUITY>                   107,683
<TOTAL-REVENUES>                                 6,538
<INCOME-TAX>                                        94
<INCOME-CONTINUING>                                191
<DISCONTINUED>                                      37
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       228
<EPS-PRIMARY>                                     2.05
<EPS-DILUTED>                                     1.91