UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15d of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2003 First Consumers National Bank First Consumers Master Trust (Exact name of co-registrants as specified in their charter) Illinois 333-48860 and 93-0982044 333-48860-01 (State of incorporation (Commission file (I.R.S. Employer of First Consumers numbers) Indentification No. Master Trust) of First Consumers National Bank) 9300 S.W. Gemini Drive, Beaverton, OR 97008 (Address of principal executive offices of First Consumers National Bank) (Zip Code) (800) 876-3262 (First Consumers National Bank telephone number, including area code) No Change (Former name or Former address, if changed since last report) - ----------------------------------------------------------------------- Item 5. Other events On March 11, 2003, Spiegel, Inc. issued the press release attached hereto as Exhibit 99 and herein incorporated by reference. Item 7. Financial Statements and Exhibits. (c) Exhibits Exhibit 99 Press release dated March 11, 2003 - ----------------------------------------------------------------------- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the co-registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST CONSUMERS NATIONAL BANK (Co-Registrant) Dated: March 11, 2003 By: /s/ James E. Huston ------------------------ Name: James E. Huston Title: President and Chief Executive Officer - ----------------------------------------------------------------------- EXHIBIT INDEX Exhibit No. 99 Spiegel, Inc. press release dated March 11, 2003 `-----------------------------------------------------------------------