<ARTICLE> 7 <CIK> 0000277269 <NAME> FARM FAMILY MUTUAL INSURANCE COMPANY <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> MAR-31-1996 <DEBT-HELD-FOR-SALE> 181,476 <DEBT-CARRYING-VALUE> 12,204 <DEBT-MARKET-VALUE> 12,349 <EQUITIES> 5,147 <MORTGAGE> 1,803 <REAL-ESTATE> 0 <TOTAL-INVEST> 202,295 <CASH> 3,794 <RECOVER-REINSURE> 12,708 <DEFERRED-ACQUISITION> 10,551 <TOTAL-ASSETS> 276,719 <POLICY-LOSSES> 140,319 <UNEARNED-PREMIUMS> 53,999 <POLICY-OTHER> 7,532 <POLICY-HOLDER-FUNDS> 65,586 <NOTES-PAYABLE> 2,698 <COMMON> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 276,719 <PREMIUMS> 31,676 <INVESTMENT-INCOME> 3,858 <INVESTMENT-GAINS> 63 <OTHER-INCOME> 213 <BENEFITS> 25,722 <UNDERWRITING-AMORTIZATION> 8,787 <UNDERWRITING-OTHER> 0 <INCOME-PRETAX> 1,220 <INCOME-TAX> 397 <INCOME-CONTINUING> 823 <DISCONTINUED> 0 <EXTRAORDINARY> 521 <CHANGES> 0 <NET-INCOME> 302 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 109,326 <PROVISION-CURRENT> 31,754 <PROVISION-PRIOR> (6,735) <PAYMENTS-CURRENT> 6,985 <PAYMENTS-PRIOR> 15,476 <RESERVE-CLOSE> 111,884 <CUMULATIVE-DEFICIENCY> 0