[ARTICLE] 7
[MULTIPLIER] 1,000,000

                             
[PERIOD-TYPE]                   QTR-3
[FISCAL-YEAR-END]                          DEC-31-1994
[PERIOD-END]                               SEP-30-1994
[DEBT-HELD-FOR-SALE]                               151
[DEBT-CARRYING-VALUE]                                0
[DEBT-MARKET-VALUE]                                  0
[EQUITIES]                                         213
[MORTGAGE]                                          11
[REAL-ESTATE]                                        0
[TOTAL-INVEST]                                     441
[CASH]                                               7
[RECOVER-REINSURE]                                  37
[DEFERRED-ACQUISITION]                              31
[TOTAL-ASSETS]                                     812
[POLICY-LOSSES]                                    187
[UNEARNED-PREMIUMS]                                166
[POLICY-OTHER]                                       0
[POLICY-HOLDER-FUNDS]                                0
[NOTES-PAYABLE]                                     32
[COMMON]                                            10
[PREFERRED-MANDATORY]                                0
[PREFERRED]                                          0
[OTHER-SE]                                         294
[TOTAL-LIABILITY-AND-EQUITY]                       812
[PREMIUMS]                                         255
[INVESTMENT-INCOME]                                 19
[INVESTMENT-GAINS]                                   8
[OTHER-INCOME]                                     173
[BENEFITS]                                         111
[UNDERWRITING-AMORTIZATION]                         48
[UNDERWRITING-OTHER]                               242
[INCOME-PRETAX]                                     54
[INCOME-TAX]                                        15
[INCOME-CONTINUING]                                 39
[DISCONTINUED]                                       0
[EXTRAORDINARY]                                      0
[CHANGES]                                            0
[NET-INCOME]                                        39
[EPS-PRIMARY]                                     1.88
[EPS-DILUTED]                                        0
[RESERVE-OPEN]                                       0
[PROVISION-CURRENT]                                  0
[PROVISION-PRIOR]                                    0
[PAYMENTS-CURRENT]                                   0
[PAYMENTS-PRIOR]                                     0
[RESERVE-CLOSE]                                      0
[CUMULATIVE-DEFICIENCY]                              0