<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS FILED HEREWITH AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1000000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> DEC-31-1995 <DEBT-HELD-FOR-SALE> 244 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 215 <MORTGAGE> 11 <REAL-ESTATE> 0 <TOTAL-INVEST> 545 <CASH> 9 <RECOVER-REINSURE> 48 <DEFERRED-ACQUISITION> 34 <TOTAL-ASSETS> 972 <POLICY-LOSSES> 191 <UNEARNED-PREMIUMS> 216 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 39 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10 <OTHER-SE> 331 <TOTAL-LIABILITY-AND-EQUITY> 972 <PREMIUMS> 389 <INVESTMENT-INCOME> 28 <INVESTMENT-GAINS> 3 <OTHER-INCOME> 252 <BENEFITS> 155 <UNDERWRITING-AMORTIZATION> 78 <UNDERWRITING-OTHER> 351 <INCOME-PRETAX> 86 <INCOME-TAX> 24 <INCOME-CONTINUING> 63 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 63 <EPS-PRIMARY> 3.07 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0