<ARTICLE> 7 <LEGEND> This schedule contains summary financial information extracted from the financial statements filed herewith and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> MAR-31-1996 <DEBT-HELD-FOR-SALE> 225 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 236 <MORTGAGE> 11 <REAL-ESTATE> 0 <TOTAL-INVEST> 545 <CASH> 10 <RECOVER-REINSURE> 66 <DEFERRED-ACQUISITION> 41 <TOTAL-ASSETS> 993 <POLICY-LOSSES> 211 <UNEARNED-PREMIUMS> 254 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 38 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10 <OTHER-SE> 337 <TOTAL-LIABILITY-AND-EQUITY> 993 <PREMIUMS> 108 <INVESTMENT-INCOME> 8 <INVESTMENT-GAINS> 1 <OTHER-INCOME> 13 <BENEFITS> 45 <UNDERWRITING-AMORTIZATION> 21 <UNDERWRITING-OTHER> 45 <INCOME-PRETAX> 24 <INCOME-TAX> 7 <INCOME-CONTINUING> 17 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 17 <EPS-PRIMARY> .84 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0