<ARTICLE> 7 <LEGEND> This schedule contains summary financial information extracted from the financial statements filed herewith and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> SEP-30-1996 <DEBT-HELD-FOR-SALE> 224 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 257 <MORTGAGE> 11 <REAL-ESTATE> 0 <TOTAL-INVEST> 571 <CASH> 7 <RECOVER-REINSURE> 90 <DEFERRED-ACQUISITION> 43 <TOTAL-ASSETS> 1053 <POLICY-LOSSES> 257 <UNEARNED-PREMIUMS> 271 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 29 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10 <OTHER-SE> 329 <TOTAL-LIABILITY-AND-EQUITY> 1053 <PREMIUMS> 114 <INVESTMENT-INCOME> 8 <INVESTMENT-GAINS> 3 <OTHER-INCOME> 14 <BENEFITS> 55 <UNDERWRITING-AMORTIZATION> 21 <UNDERWRITING-OTHER> 47 <INCOME-PRETAX> 15 <INCOME-TAX> 4 <INCOME-CONTINUING> 12 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 12 <EPS-PRIMARY> .58 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0