<ARTICLE> 7 <LEGEND> This schedule contains summary financial information extracted from the consolidated financial statements of Protective Life Insurance Company and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <DEBT-HELD-FOR-SALE> 6,774,435 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 18,205 <MORTGAGE> 1,968,703 <REAL-ESTATE> 15,643 <TOTAL-INVEST> 9,207,699 <CASH> 25,085 <RECOVER-REINSURE> 979,001 <DEFERRED-ACQUISITION> 1,107,127 <TOTAL-ASSETS> 13,567,841 <POLICY-LOSSES> 4,713,993 <UNEARNED-PREMIUMS> 794,996 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 116,357 <NOTES-PAYABLE> 2,332 <PREFERRED-MANDATORY> 2 <PREFERRED> 0 <COMMON> 5,000 <OTHER-SE> 1,075,049 <TOTAL-LIABILITY-AND-EQUITY> 13,567,841 <PREMIUMS> 178,158 <INVESTMENT-INCOME> 163,821 <INVESTMENT-GAINS> 2,446 <OTHER-INCOME> 10,985 <BENEFITS> 234,419 <UNDERWRITING-AMORTIZATION> 37,518 <UNDERWRITING-OTHER> 44,464 <INCOME-PRETAX> 39,009 <INCOME-TAX> 13,133 <INCOME-CONTINUING> 25,876 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 25,876 <EPS-BASIC> 0<F1> <EPS-DILUTED> 0<F1> <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0 <FN> <F1>Protective Life Insurance Company is a wholly-owned subsidiary of Protective Life Corporation (NYSE:PL) and is not required to present EPS information. </FN>