<ARTICLE> 9 <CIK> 0000310979 <NAME> First Banks America, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> Dec-31-1995 <PERIOD-START> Jan-01-1995 <PERIOD-END> Dec-31-1995 <CASH> 25,072 <INT-BEARING-DEPOSITS> 11,050 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 39,337 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 192,572 <ALLOWANCE> (5,228) <TOTAL-ASSETS> 296,583 <DEPOSITS> 249,263 <SHORT-TERM> 6,726 <LIABILITIES-OTHER> 4,282 <LONG-TERM> 1,054 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 585 <OTHER-SE> 34,673 <TOTAL-LIABILITIES-AND-EQUITY> 296,583 <INTEREST-LOAN> 17,462 <INTEREST-INVEST> 4,473 <INTEREST-OTHER> 492 <INTEREST-TOTAL> 22,427 <INTEREST-DEPOSIT> 8,929 <INTEREST-EXPENSE> 11,218 <INTEREST-INCOME-NET> 11,209 <LOAN-LOSSES> 5,826 <SECURITIES-GAINS> (2,996) <EXPENSE-OTHER> 11,160 <INCOME-PRETAX> (5,903) <INCOME-PRE-EXTRAORDINARY> (5,903) <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (3,820) <EPS-PRIMARY> (.94) <EPS-DILUTED> (.94) <YIELD-ACTUAL> 3.90 <LOANS-NON> 549 <LOANS-PAST> 517 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 5,200 <ALLOWANCE-OPEN> 2,756 <CHARGE-OFFS> (4,069) <RECOVERIES> 715 <ALLOWANCE-CLOSE> 5,228 <ALLOWANCE-DOMESTIC> 5,228 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0