<ARTICLE> 9 <CIK> 0000310979 <NAME> First Banks America, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-mos <FISCAL-YEAR-END> Dec-31-1999 <PERIOD-START> Jan-01-1999 <PERIOD-END> Jun-30-1999 <CASH> 26,051 <INT-BEARING-DEPOSITS> 1,122 <FED-FUNDS-SOLD> 13,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 84,990 <INVESTMENTS-CARRYING> 2,012 <INVESTMENTS-MARKET> 1,922 <LOANS> 692,026 <ALLOWANCE> 14,383 <TOTAL-ASSETS> 871,905 <DEPOSITS> 745,647 <SHORT-TERM> 7,379 <LIABILITIES-OTHER> 6,784 <LONG-TERM> 44,186 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 956 <OTHER-SE> 66,953 <TOTAL-LIABILITIES-AND-EQUITY> 871,905 <INTEREST-LOAN> 28,584 <INTEREST-INVEST> 3,428 <INTEREST-OTHER> 224 <INTEREST-TOTAL> 32,236 <INTEREST-DEPOSIT> 11,542 <INTEREST-EXPENSE> 12,008 <INTEREST-INCOME-NET> 20,228 <LOAN-LOSSES> 213 <SECURITIES-GAINS> 174 <EXPENSE-OTHER> 16,189 <INCOME-PRETAX> 6,485 <INCOME-PRE-EXTRAORDINARY> 6,485 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,690 <EPS-BASIC> 0.65 <EPS-DILUTED> 0.64 <YIELD-ACTUAL> 8.69 <LOANS-NON> 5,289 <LOANS-PAST> 1,632 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 7,241 <ALLOWANCE-OPEN> 12,127 <CHARGE-OFFS> 798 <RECOVERIES> 1,375 <ALLOWANCE-CLOSE> 14,383 <ALLOWANCE-DOMESTIC> 8,888 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 5,495