<ARTICLE> 9
<MULTIPLIER> 1,000
<PERIOD-TYPE> 3-MOS 6-MOS 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000 DEC-31-1999 DEC-31-1999
<PERIOD-START> APR-01-2000 JAN-01-2000 APR-01-1999 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-2000 JUN-30-1999 JUN-30-1999
<CASH> 247,847 247,847 191,760 191,760
<INT-BEARING-DEPOSITS> 124 124 0 0
<FED-FUNDS-SOLD> 500 500 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 939,209 939,209 1,012,175 1,012,175
<INVESTMENTS-CARRYING> 234,523 234,523 236,413 236,413
<INVESTMENTS-MARKET> 231,792 231,792 236,771 236,771
<LOANS> 2,358,393 2,358,393 2,300,644 2,300,644
<ALLOWANCE> 52,121 52,121 51,720 51,720
<TOTAL-ASSETS> 3,878,515 3,878,515 3,870,272 3,870,272
<DEPOSITS> 3,133,871 3,133,871 3,080,493 3,080,493
<SHORT-TERM> 391,875 391,875 371,149 371,149
<LIABILITIES-OTHER> 20,620 20,620 32,490 32,490
<LONG-TERM> 38,036 38,036 46,500 46,500
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 183,301 183,301 194,128 194,128
<OTHER-SE> 110,812 110,812 145,512 145,512
<TOTAL-LIABILITIES-AND-EQUITY> 3,878,515 3,878,515 3,870,272 3,870,272
<INTEREST-LOAN> 48,601 95,828 46,383 92,622
<INTEREST-INVEST> 17,588 35,403 17,626 35,021
<INTEREST-OTHER> 2 6 0 0
<INTEREST-TOTAL> 66,191 131,237 64,009 127,643
<INTEREST-DEPOSIT> 16,269 32,138 15,104 30,566
<INTEREST-EXPENSE> 22,093 43,163 19,360 38,310
<INTEREST-INCOME-NET> 44,098 88,074 44,649 89,333
<LOAN-LOSSES> 925 1,870 1,195 2,390
<SECURITIES-GAINS> 0 0 0 0
<EXPENSE-OTHER> 24,668 49,090 24,727 49,700
<INCOME-PRETAX> 28,973 57,537 28,367 56,030
<INCOME-PRE-EXTRAORDINARY> 19,667 38,893 18,869 37,273
<EXTRAORDINARY> 0 0 0 0
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<NET-INCOME> 19,667 38,893 18,869 37,273
<EPS-BASIC> 0.54 1.07 0.48 0.95
<EPS-DILUTED> 0.54 1.05 0.48 0.93
<YIELD-ACTUAL> 5.42 5.41 5.45 5.49
<LOANS-NON> 8,653 8,653 9,302 9,302
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<LOANS-TROUBLED> 1,041 1,041 1,053 1,053
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<ALLOWANCE-OPEN> 51,990 51,574 51,704 51,304
<CHARGE-OFFS> 1,520 3,375 2,269 3,731
<RECOVERIES> 726 2,052 1,090 1,757
<ALLOWANCE-CLOSE> 52,121 52,121 51,720 51,720
<ALLOWANCE-DOMESTIC> 24,552 24,552 25,832 25,832
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 27,569 27,569 25,888 25,888