<ARTICLE> 9
<MULTIPLIER> 1000
<PERIOD-TYPE> 3-MOS 9-MOS 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000 DEC-31-1999 DEC-31-1999
<PERIOD-START> JUL-01-2000 JAN-01-2000 JUL-01-1999 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-2000 SEP-30-1999 SEP-30-1999
<CASH> 232,306 232,306 211,969 211,969
<INT-BEARING-DEPOSITS> 280 280 153 153
<FED-FUNDS-SOLD> 290 290 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 939,672 939,672 1,014,018 1,014,018
<INVESTMENTS-CARRYING> 231,330 231,330 240,360 240,360
<INVESTMENTS-MARKET> 231,138 231,138 239,914 239,914
<LOANS> 2,464,658 2,464,658 2,322,885 2,322,885
<ALLOWANCE> 52,182 52,182 51,645 51,645
<TOTAL-ASSETS> 3,980,531 3,980,531 3,891,862 3,891,862
<DEPOSITS> 3,252,916 3,252,916 3,080,560 3,080,560
<SHORT-TERM> 334,812 334,812 416,792 416,792
<LIABILITIES-OTHER> 30,463 30,463 31,575 31,575
<LONG-TERM> 31,036 31,036 46,500 46,500
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 206,912 206,912 189,689 189,689
<OTHER-SE> 124,392 124,392 126,746 126,746
<TOTAL-LIABILITIES-AND-EQUITY> 3,980,531 3,980,531 3,891,862 3,891,862
<INTEREST-LOAN> 51,217 147,045 46,995 139,617
<INTEREST-INVEST> 17,328 52,732 17,892 52,913
<INTEREST-OTHER> 9 14 12 12
<INTEREST-TOTAL> 68,554 199,791 64,899 192,542
<INTEREST-DEPOSIT> 17,788 49,926 15,086 45,652
<INTEREST-EXPENSE> 22,918 66,081 19,796 58,106
<INTEREST-INCOME-NET> 45,636 133,710 45,103 134,436
<LOAN-LOSSES> 905 2,775 1,195 3,585
<SECURITIES-GAINS> 0 0 0 0
<EXPENSE-OTHER> 25,597 74,687 24,758 74,459
<INCOME-PRETAX> 29,891 87,428 29,091 85,120
<INCOME-PRE-EXTRAORDINARY> 20,145 59,038 19,289 56,562
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<EPS-BASIC> .55 1.62 .50 1.45
<EPS-DILUTED> .55 1.60 .50 1.43
<YIELD-ACTUAL> 5.48 5.43 5.45 5.48
<LOANS-NON> 8,846 8,846 9,713 9,713
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<CHARGE-OFFS> 2,751 6,126 2,294 6,025
<RECOVERIES> 870 2,922 1,024 2,781
<ALLOWANCE-CLOSE> 52,181 52,181 51,645 51,645
<ALLOWANCE-DOMESTIC> 25,437 25,437 26,839 26,839
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<ALLOWANCE-UNALLOCATED> 26,744 26,744 24,806 24,806