<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1000
       
                                                  
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               JUN-30-1996             JUN-30-1995
<CASH>                                         167,715                 190,656
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    666,149                 199,608
<INVESTMENTS-CARRYING>                         216,256                 616,362
<INVESTMENTS-MARKET>                           214,941                 614,324
<LOANS>                                      1,398,086               1,375,644
<ALLOWANCE>                                     34,017                  33,607
<TOTAL-ASSETS>                               2,504,881               2,446,078
<DEPOSITS>                                   1,994,916               2,012,115
<SHORT-TERM>                                   216,183                 182,248
<LIABILITIES-OTHER>                             17,506                  16,703
<LONG-TERM>                                     42,500                  20,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        79,591                  78,829
<OTHER-SE>                                     154,185                 136,186
<TOTAL-LIABILITIES-AND-EQUITY>               2,504,881               2,446,078
<INTEREST-LOAN>                                 62,145                  64,581
<INTEREST-INVEST>                               24,325                  22,482
<INTEREST-OTHER>                                     0                     258
<INTEREST-TOTAL>                                86,470                  87,321
<INTEREST-DEPOSIT>                              23,654                  23,553
<INTEREST-EXPENSE>                              30,325                  28,684
<INTEREST-INCOME-NET>                           56,145                  58,637
<LOAN-LOSSES>                                    2,475                   3,270
<SECURITIES-GAINS>                                  35                       0
<EXPENSE-OTHER>                                 37,309                  46,035
<INCOME-PRETAX>                                 27,000                  19,885
<INCOME-PRE-EXTRAORDINARY>                      27,000                  19,885
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    18,499                  14,088
<EPS-PRIMARY>                                     1.90                    1.42
<EPS-DILUTED>                                     1.90                    1.42
<YIELD-ACTUAL>                                    5.32                    5.67
<LOANS-NON>                                      8,282                  10,424
<LOANS-PAST>                                       170                     280
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                33,508                  32,450
<CHARGE-OFFS>                                    3,058                   3,284
<RECOVERIES>                                     1,092                   1,171
<ALLOWANCE-CLOSE>                               34,017                  33,607
<ALLOWANCE-DOMESTIC>                            34,017                  33,607
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         14,655                  10,537