WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE. <ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS 3-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 DEC-31-1997 DEC-31-1997 <PERIOD-START> APR-01-1998 JAN-01-1998 APR-01-1997 JAN-01-1997 <PERIOD-END> JUN-30-1998 JUN-30-1998 JUN-30-1997 JUN-30-1997 <CASH> 244,112 244,112 231,007 231,007 <INT-BEARING-DEPOSITS> 0 0 0 0 <FED-FUNDS-SOLD> 0 0 0 0 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 982,660 982,660 907,750 907,750 <INVESTMENTS-CARRYING> 238,649 238,649 230,578 230,578 <INVESTMENTS-MARKET> 243,423 243,423 232,114 232,114 <LOANS> 2,290,897 2,290,897 2,269,038 2,269,038 <ALLOWANCE> 50,773 50,773 50,742 50,742 <TOTAL-ASSETS> 3,864,020 3,864,020 3,750,059 3,750,059 <DEPOSITS> 3,070,958 3,070,958 3,117,444 3,117,444 <SHORT-TERM> 277,274 277,274 151,460 151,460 <LIABILITIES-OTHER> 45,633 45,633 36,674 36,674 <LONG-TERM> 52,500 52,500 57,500 57,500 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 200,140 200,140 195,901 195,901 <OTHER-SE> 217,515 217,515 191,080 191,080 <TOTAL-LIABILITIES-AND-EQUITY> 3,864,020 3,864,020 3,750,059 3,750,059 <INTEREST-LOAN> 49,219 98,072 50,693 100,373 <INTEREST-INVEST> 17,775 35,577 16,545 31,967 <INTEREST-OTHER> 0 0 178 1,602 <INTEREST-TOTAL> 66,994 133,649 67,416 133,942 <INTEREST-DEPOSIT> 18,083 35,869 19,062 38,150 <INTEREST-EXPENSE> 22,351 44,078 21,916 44,019 <INTEREST-INCOME-NET> 44,643 89,571 45,500 89,923 <LOAN-LOSSES> 1,395 2,790 1,050 4,600 <SECURITIES-GAINS> 29 29 125 136 <EXPENSE-OTHER> 25,359 50,699 49,174 85,745 <INCOME-PRETAX> 27,473 54,651 4,753 18,843 <INCOME-PRE-EXTRAORDINARY> 18,102 36,198 2,814 12,178 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 18,102 36,198 2,814 12,178 <EPS-PRIMARY> 0.42 0.85 0.07 0.28 <EPS-DILUTED> 0.42 0.83 0.07 0.28 <YIELD-ACTUAL> 5.49 5.54 5.67 5.58 <LOANS-NON> 8,538 8,538 20,787 20,787 <LOANS-PAST> 477 477 551 551 <LOANS-TROUBLED> 1,258 1,258 1,304 1,304 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 50,289 50,630 51,027 50,920 <CHARGE-OFFS> 1,865 4,744 2,220 6,732 <RECOVERIES> 954 2,097 885 1,954 <ALLOWANCE-CLOSE> 50,773 50,773 50,742 50,742 <ALLOWANCE-DOMESTIC> 28,990 28,990 33,197 33,197 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 21,783 21,783 17,545 17,545