<ARTICLE> 9
<MULTIPLIER> 1,000
<PERIOD-TYPE> 3-MOS 9-MOS 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 DEC-31-1997 DEC-31-1997
<PERIOD-START> JUL-01-1998 JAN-01-1998 JUL-01-1997 JAN-01-1997
<PERIOD-END> SEP-30-1998 SEP-30-1998 SEP-30-1997 SEP-30-1997
<CASH> 203,423 203,423 246,485 246,485
<INT-BEARING-DEPOSITS> 0 0 0 0
<FED-FUNDS-SOLD> 0 0 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 1,020,235 1,020,235 974,149 974,149
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<INVESTMENTS-MARKET> 249,694 249,694 237,497 237,497
<LOANS> 2,296,063 2,296,063 2,256,422 2,256,422
<ALLOWANCE> 51,124 51,124 50,764 50,764
<TOTAL-ASSETS> 3,862,546 3,862,546 3,816,895 3,816,895
<DEPOSITS> 3,077,042 3,077,042 3,105,176 3,105,176
<SHORT-TERM> 302,222 302,222 205,476 205,476
<LIABILITIES-OTHER> 54,673 54,673 49,690 49,690
<LONG-TERM> 52,500 52,500 57,500 57,500
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 191,127 191,127 196,994 196,994
<OTHER-SE> 184,982 184,982 202,059 202,059
<TOTAL-LIABILITIES-AND-EQUITY> 3,862,546 3,862,546 3,816,895 3,816,895
<INTEREST-LOAN> 49,590 147,662 51,233 151,606
<INTEREST-INVEST> 17,866 53,443 17,217 49,184
<INTEREST-OTHER> 0 0 27 1,629
<INTEREST-TOTAL> 67,456 201,105 68,477 202,419
<INTEREST-DEPOSIT> 18,326 54,195 19,394 57,544
<INTEREST-EXPENSE> 22,446 66,524 22,170 66,189
<INTEREST-INCOME-NET> 45,010 134,581 46,307 136,230
<LOAN-LOSSES> 1,195 3,985 1,650 6,250
<SECURITIES-GAINS> 133 162 0 136
<EXPENSE-OTHER> 25,153 75,852 26,203 111,948
<INCOME-PRETAX> 28,113 82,764 27,230 46,073
<INCOME-PRE-EXTRAORDINARY> 18,436 54,634 17,660 29,838
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<EPS-PRIMARY> .44 1.29 .41 .69
<EPS-DILUTED> .44 1.27 .40 .68
<YIELD-ACTUAL> 5.46 5.51 5.69 5.62
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<RECOVERIES> 784 2,881 1,266 3,220
<ALLOWANCE-CLOSE> 51,124 51,124 50,764 50,764
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<ALLOWANCE-UNALLOCATED> 22,655 22,655 18,405 18,405