SECURITIES AND EXCHANGE COMMISSION

                             Washington, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report(Date of earliest event reported): July 18, 2003


                         TRI CITY BANKSHARES CORPORATION
             (Exact name of registrant as specified in its charter)


Wisconsin                            0-9785                      39-1158740
(State or other jurisdiction of  (Commission File           (I.R.S. Employer
 incorporation or organization)      number)                 Identification No.)


6400 South 27th Street
 Oak Creek, Wisconsin                                              53154
(Address of principal executive offices)                         (Zip Code)

Registrant's telephone number, including area code:           (414) 761-1610



Item 7.  Exhibits

         Exhibit No.                     Description

            99.1                         Second Quarter 2003 Unaudited Financial
                                         Information.
            99.2                         Management Comments to Second Quarter
                                         2003 Unaudited Financial Information.



Item 9.  Regulation FD Disclosure/Results of Operations and Financial Condition
         provided under Item 12 pursuant to Release 34-47583.

         On July 18, 2003, Tri City Bankshares Corporation began mailing certain
         second quarter 2003 unaudited Financial Information and related
         management discussion.  A copy of this information is attached hereto
         as Exhibits 99.1 and 99.2 and is incorporated herein by reference.
         This information is furnished under Items 9 and 12 of Form 8-K.




                                   SIGNATURES


    Pursuant to the requirements of the Securities Exchange Act of 1934, the
    registrant has duly caused this report to be signed on its behalf by the
                      undersigned hereunto duly authorized.


                         TRI CITY BANKSHARES CORPORATION
                                  (Registrant)


Date:  July 18, 2003                         /s/Thomas W. Vierthaler
      ---------------                        ----------------------------------
                                             Thomas W. Vierthaler
                                             Vice President & Comptroller
                                             (Chief Accounting Officer)





                                  EXHIBIT INDEX


Exhibit No.                 Description

   99.1                     Second Quarter 2003 Unaudited Financial Information.
   99.2                     Management Comments to the Second Quarter 2003
                            Unaudited Financial Information.