EXHIBIT 23
                         CONSENT OF INDEPENDENT AUDITORS

We consent to the  incorporation  by  reference in the  Registration  Statements
(Form S-8 No. 333-111617) pertaining to the Tri City Bankshares Corporation 2003
Stock  Purchase  Plan and (Form S-3 No.  33-56886)  pertaining  to the Automatic
Dividend  Reinvestment  Plan of Tri City  Bankshares  Corporation  of our report
dated  February  7, 2003,  except for Note 15 as to which date is  February  28,
2003,  with  respect  to the  consolidated  financial  statements  of  Tri  City
Bankshares  Corporation  incorporated  by reference  in the Annual  Report (Form
10-K) for the year ended December 31, 2003.


                                                            /s/Ernst & Young LLP

Milwaukee, Wisconsin
March 25, 2004