EXHIBIT 32

                           SECTION 1350 CERTIFICATION


I, Henry Karbiner,  Jr., President,  Chief Executive Officer and Chief Financial
Officer  of  Tri  City  Bankshares  Corporation  (the  "Corporation"),  certify,
pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002,  18 U.S.C.  Section
1350, that to my knowledge:

     (1)  the  Corporation's  Annual  Report  on Form  10-K for the  year  ended
          December  31, 2005 fully  complies  with the  requirements  of Section
          13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934,
          and

     (2)  the  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Corporation.


Dated: March 29, 2006



                                                    /s/ Henry Karbiner, Jr.
                                                    -----------------------
                                                        Henry Karbiner, Jr.
                                                        President/CEO/CFO

This  certification  accompanies  this  Annual  Report on Form 10-K  pursuant to
Section 906 of the  Sarbanes-Oxley  Act of 2002 and shall not be deemed filed by
Tri City Bankshares  Corporation for purposes of the Securities  Exchange Act of
1934.