Exhibit 99.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



          In  connection  with  the  Quarterly  Report  of  The  Charles  Schwab
Corporation (the "Company") on Form 10-Q for the period ended June 30, 2002 (the
"Report"),  I, Charles R. Schwab,  Chairman of the Board and Co-Chief  Executive
Officer of the Company,  hereby certify,  pursuant to 18 U.S.C. section 1350, as
adopted pursuant to section 906 of the  Sarbanes-Oxley  Act of 2002, that to the
best of my knowledge:

          (1)       The Report fully complies with the  requirements  of section
                    13(a) or 15(d) of the Securities Exchange Act of 1934; and

          (2)       The information  contained in the Report fairly presents, in
                    all material respects,  the financial  condition and results
                    of  operations  of the  Company  for the  periods  presented
                    therein.



/s/  Charles R. Schwab                                    Date:  August 13, 2002
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Charles R. Schwab
Chairman of the Board and
Co-Chief Executive Officer