THE CHARLES SCHWAB CORPORATION


                                                                    Exhibit 32.2


                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


     In connection with the Quarterly  Report of The Charles Schwab  Corporation
(the  Company)  on Form  10-Q for the  quarter  ended  September  30,  2005 (the
Report),  I, Christopher V. Dodds,  Executive Vice President and Chief Financial
Officer of the Company,  hereby certify,  pursuant to 18 U.S.C. section 1350, as
adopted pursuant to section 906 of the  Sarbanes-Oxley  Act of 2002, that to the
best of my knowledge:

    (1)   The Report fully  complies with the  requirements  of section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

    (2)   The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company for the periods presented therein.



/s/ Christopher V. Dodds                            Date: November 4, 2005
- ---------------------------------------                   --------------------
Christopher V. Dodds
Executive Vice President and
Chief Financial Officer


























A signed  original of this written  statement  required by Section 906  has been
provided to The Charles Schwab  Corporation  and will be retained by The Charles
Schwab  Corporation  and furnished to the Securities and Exchange  Commission or
its staff upon request.