<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE SECOND
QUARTER CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                         291,109
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                78,124
<TRADING-ASSETS>                                   556
<INVESTMENTS-HELD-FOR-SALE>                  1,015,985
<INVESTMENTS-CARRYING>                         336,529
<INVESTMENTS-MARKET>                           333,301
<LOANS>                                      3,219,816
<ALLOWANCE>                                     51,577
<TOTAL-ASSETS>                               5,221,391
<DEPOSITS>                                   4,538,297
<SHORT-TERM>                                   169,851
<LIABILITIES-OTHER>                             59,769
<LONG-TERM>                                      6,098
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        82,168
<OTHER-SE>                                     365,208
<TOTAL-LIABILITIES-AND-EQUITY>               5,221,391
<INTEREST-LOAN>                                142,817
<INTEREST-INVEST>                               41,410
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               184,227
<INTEREST-DEPOSIT>                              73,867
<INTEREST-EXPENSE>                              78,509
<INTEREST-INCOME-NET>                          105,718
<LOAN-LOSSES>                                    3,125
<SECURITIES-GAINS>                                  90
<EXPENSE-OTHER>                                103,761
<INCOME-PRETAX>                                 50,250
<INCOME-PRE-EXTRAORDINARY>                      50,250
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    32,583
<EPS-PRIMARY>                                     1.19
<EPS-DILUTED>                                     1.18
<YIELD-ACTUAL>                                    4.65
<LOANS-NON>                                     12,640
<LOANS-PAST>                                     6,199
<LOANS-TROUBLED>                                   229
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                51,341
<CHARGE-OFFS>                                    4,701
<RECOVERIES>                                     1,812
<ALLOWANCE-CLOSE>                               51,577
<ALLOWANCE-DOMESTIC>                            37,652
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         13,925